Fxify Review
Up to 90% Profit Split
On-Demand Payouts
Account Sizes
MT4 / MT5 / DXTrade
📊 FXIFY at a Glance — Brand Profile & Stats
🏢 Who is FXIFY?
FXIFY
Broker-backed multi-asset prop firm
Headquarters
🇬🇧 United Kingdom
Founded
2023
Offices
4 Global Offices
Team
100+ Professionals
Active Traders
250K+
Countries Served
200
Why it matters: FXIFY is broker-backed and part of a global fintech group with 20+ years of FX experience — meaning real liquidity, regulated infrastructure, and durable payout capacity rather than a thin reseller layer.
★ What 5,042 Real Traders Say
4.4
★★★★½
5,042 reviews on Trustpilot · Rated "Great"
"Smooth process from buying to payout received"
— Imran Nawab · Verified
"I am very satisfied with FXIFY support — they respond instantly"
— Omer M. · Verified
"FXIFY is great — customer support is very prompt"
— Jonathan Evans · Verified
The takeaway: Traders consistently praise support speed, platform reliability, and smooth withdrawals. The lower-rated reviews focus mostly on price-feed disputes — common across raw-spread prop firms.
💰 The Cheapest Path to $100K Funded
Cheapest verified path to a $100K FXIFY account
| Program | Fee | After FXIFY3 |
|---|---|---|
| 2-Phase Classic ($100K) | $499 | $334.33 |
| 1-Phase Classic ($100K) | $599 | $401.33 |
| Lightning Challenge ($100K) | $649 | $434.83 |
Why it matters: The fee is 100% refundable on first payout. With promo code FXIFY3 (33% off, expires 31 May 2026) the effective cost-per-$1K of capital drops to ~$3.34 — competitive against FundedNext and The Funded Trader at the same size.
🖥️ Platform Stack (Pick at Checkout)
Choose the platform that matches your strategy
MetaTrader 4
EAs, indicators, scripts — the de-facto standard for FX algo traders.
MetaTrader 5
Multi-asset, depth-of-market, native stocks & commodities support.
DXtrade
Web-based broker platform — no install, faster onboarding, modern UI.
TradingView
Charting and execution on TradingView — for discretionary chart-readers.
Pro tip: FXIFY lets you pick your platform at checkout — but you cannot switch later. EA users should default to MT4/MT5; scalpers using TradingView indicators should choose TradingView from the start.
📈 Markets, Leverage & Spreads
300+ symbols across 6 asset classes
💱 FX Majors & Minors
🥇 Gold & Silver
📊 Indices
🛢 Oil & Energies
📈 Stocks
₿ Crypto
Leverage up to 30:1 by default and up to 50:1 via the optional leverage add-on. Spreads start from 0.0 pips on majors and gold when you select the RAW pricing model at checkout.
Why it matters: RAW pricing adds a per-side commission but lets scalpers harvest tight spreads. All-In pricing is commission-free with wider spreads — better for swing traders who hold overnight.
⚖️ The 3 Rules That Actually Fail Traders
The 3 rules that actually fail FXIFY traders
1. Daily Loss Limit (4–5% of start balance)
Calculated from your end-of-previous-day balance at 5 PM EST. Breach this and the account is closed — no warning.
2. Max Drawdown (Static or Trailing)
Static stays fixed at original balance. Trailing follows highest balance until it locks at initial balance + 5% on funded accounts. Trailing is harder for scalpers.
3. Consistency Rule (varies by plan)
Your best trading day cannot represent more than a set % of total profit. Skipping this disqualifies the payout — not the account.
Top FXIFY Alternatives
🥇 FundedNext ★★★★★
FundedNext
Up to 95% profit split · $300K max funding · 15-day payouts
✅ 95% split
✅ Stellar program option
✅ Refundable fee
✅ 80%+ Trustpilot
Pick if: You want the highest split available and don't need futures.
🥈 The Funded Trader ★★★★½
The Funded Trader (TFT)
90% split · Multiple challenge types · Bi-weekly payouts
✅ Standard, Rapid, Royal
✅ Dragon & Knight modes
✅ Up to $600K scale
✅ Heavy promos
Pick if: You want lots of challenge variety and aggressive seasonal sales.
🥉 FTMO ★★★★½
FTMO
90% split (with scaling) · Industry-veteran since 2014 · 5-step scale plan
✅ Most trusted brand
✅ FTMO Trader app
✅ Scaling to $2M
⚠️ Fewer promo discounts
Pick if: Reputation and longevity matter more than discounted entry fees.
⭐ MyForexFunds Alternative — E8 Funding
E8 Funding
80% split · Strong 8% targets · Fast scaling to $1M
✅ E8 Track program
✅ Up to $400K
✅ Daily drawdown reset
✅ MT4/MT5 supported
Pick if: You want simple rules and aggressive scaling plans.
⚖️ Account Sizes & Drawdown by Plan
$10K — Entry Account
Starting Capital$10,000
Daily Loss Limit5% ($500)
Max Drawdown10% ($1,000)
Profit Target P18% ($800)
Profit Target P25% ($500)
Why it matters: Best entry sandbox to learn FXIFY mechanics. 4-day minimum trading days applies — no shortcuts.
$100K — Sweet Spot
Starting Capital$100,000
Daily Loss Limit5% ($5,000)
Max Drawdown10% ($10,000)
Profit Target P18% ($8,000)
Profit Target P25% ($5,000)
Why it matters: Most chosen size by FXIFY traders — large enough that a 10% profit split on a single payout justifies the entry fee.
$400K — Maximum Funding
Starting Capital$400,000
Daily Loss Limit5% ($20,000)
Max Drawdown10% ($40,000)
Profit Target P18% ($32,000)
Scale PlanUp to $4,000,000
Why it matters: Top tier — pair with 90% performance-split add-on and bi-weekly payouts to maximize compounded withdrawals.
📊 Evaluation Modes & Consistency Rules
⚡ Lightning Challenge (1-step) — 5% Target
Lightning — Fastest Path to Funded
Steps
1 phase
Profit Target
5%
Daily Loss
3%
Max Drawdown
6%
Min Days
4 days
Fees from
$59
Best for: Aggressive day-traders who hit 5% targets in a week. Lower drawdown means tight risk control.
★ One Phase (1-step) — 8% Target
One Phase — Single Evaluation, Real Funding
Steps
1 phase
Profit Target
8%
Daily Loss
4%
Max Drawdown
5–6%
Min Days
4 days
Consistency
N/A on funded
Best for: Traders who want to skip a 2nd phase but still take a more relaxed pace than Lightning. NEW40 promo applies here.
🔵 Two Phase Classic — 8% / 5%
Two Phase — The Industry Standard
Steps
2 phases
P1 / P2 Targets
8% / 5%
Daily Loss
5%
Max Drawdown
10%
Drawdown Type
Static (Classic)
Consistency
N/A on funded
Best for: Conservative swing-traders. Static drawdown means a bad day doesn't trail your equity peak.
🚀 Three Phase — Cheapest Entry
Three Phase — Lowest Upfront Fee
Steps
3 phases
Targets
6% / 6% / 6%
Daily Loss
5%
Max Drawdown
8%
Min Days
4 days
Fee
From $39
Best for: Beginners who want to invest the smallest amount in their first evaluation. Trade-off: longer path to funded.
💵 Commissions & Trading Costs
🎁 Choose Pricing Model — Free at Checkout
RAW vs All-In Pricing
RAW
Spreads from 0.0 pips + commission
All-In
Wider spreads, no commission
Why it matters: Selectable at checkout for free. Scalpers usually prefer RAW; swing/position traders typically prefer All-In.
📡 Live Data & Platform Access — Included
No platform fees, no data fees
MT4, MT5, DXtrade, and TradingView are all provided at no additional cost. Live price feed is included for the full life of the account.
Why it matters: Unlike futures prop firms that charge $40–$165/month for data feeds, FXIFY bundles everything in the challenge fee. The fee itself is refunded on your first payout.
💸 Per-Trade Commission (RAW only)
RAW commission rates
| Asset Class | Per Lot (Round Turn) |
|---|---|
| FX Majors | $7 |
| Gold/Silver | $7 |
| Indices | Variable |
| Crypto | 0.15% |
Why it matters: $7/lot RT is mid-pack for prop firms (FTMO charges ~$6–$8 depending on broker). Switch to All-In to remove commissions if you trade high frequency.
🚫 Restricted Countries
🌍 Country Eligibility
Country eligibility for FXIFY accounts
Due to AML, sanctions, and licensing constraints, FXIFY does not onboard traders from the following jurisdictions:
🇺🇸 USA
🇮🇷 Iran
🇰🇵 North Korea
🇸🇾 Syria
🇸🇩 Sudan
🇨🇺 Cuba
🇦🇫 Afghanistan
🇲🇲 Myanmar
🇧🇾 Belarus
🇷🇺 Russia
🇻🇪 Venezuela
🇿🇼 Zimbabwe
Important: The list updates whenever sanctions change. Always check current FXIFY Terms before checkout — accounts from restricted regions are voided without refund.
🎥 Video Guides & Reviews
📺 Watch Before You Buy
📺 Watch before you buy — 4 independent reviews
