Audacity Capital Review
Audacity Capital is a UK prop firm operating since 2012, paying up to an 80% profit split with same-day payouts and scaling to $2 million. It applies no consistency rule, which suits traders whose returns are uneven across the month.
Up to 80% Profit Split
Same-Day Payouts
Account Sizes
MetaTrader 5
Audacity Capital at a Glance — Brand Profile & Stats
Who is Audacity Capital?
Audacity Capital
London-based proprietary trading firm
Headquarters
🇬🇧 United Kingdom
Founded
2012 (14 years)
Traders
500,000+
Countries
140+
Why it matters: Audacity Capital is one of the oldest prop firms still operating — $210M+ paid out across 14 years gives it real long-term track record.
What 213+ Traders Report
⚠️
Trustpilot rating currently flagged for guidelines breach
Trustpilot lists 213+ reviews but has applied a review-handling guidelines warning. Read mixed feedback before purchasing.
"Account reviews take too long" — May 2026 customer
"Oldest prop firm with real capital" — long-term trader
"$210M paid out — that's real" — verified payout
The Cheapest Path to $120K Funded
Audacity runs Ability Challenge, Ability One, and FTP (Instant Funding) programs. Cheapest path to a $120K funded account is via Ability Challenge with stacked promo.
Entry size
$5K Challenge
Cheapest entry tier
Mid tier
$30K – $120K
Most popular
Why it matters: Scale up to $768K via FTP scaling or $2M via Ability One — one of the largest ceiling caps in retail prop trading.
Platform Stack
Audacity Capital trades exclusively on MetaTrader 5:
MetaTrader 5 (Desktop, Mobile, WebTerminal)
Industry-standard MT5 with EAs allowed (subject to prohibited-strategy rules). WebTerminal access available at audacity.capital/download-mt5/.
EAs & Copy Trading: EAs allowed if compliant. Copy trading allowed between your own accounts only; external/third-party signal copying is prohibited.
Markets & Trading Conditions
Audacity Capital offers forex, indices, metals, and CFDs on a single MT5 stack:
💱 Forex Majors
Tight raw spreads on EUR/USD, GBP/USD, USD/JPY etc.
📈 Indices + Metals
DAX, NAS100, US30, Gold, Silver as CFDs.
News rule: No positions 3 minutes before/after high-impact news — strict enforcement.
The 3 Rules That Trip Traders
Three rules account for most Audacity Capital fails:
1. Daily loss 7.5% / Total loss 15%
Hit either and the account closes immediately.
2. News-event restriction
No open positions within 3 minutes of red-folder news.
3. Profit target 10% per phase
Consistency rule REMOVED in 2026 — simpler than competitors.
Top Audacity Capital Alternatives
FTMO
Best for forex pros
Most-established forex prop firm globally, 14+ years of payouts.
💰 From €155 ($10K)
📊 Up to €200K accounts
⚡ Bi-weekly payouts, 90% split
The5%ers
Best for scaling fast
Built around weekly payouts and aggressive scaling plan.
💰 From $39 (Bootcamp)
📊 $5K – $100K starting
⚡ Bi-weekly payouts
MyForexFunds-style firms
Best for tighter spreads
Newer challenge firm with raw spreads + tight commission model.
💰 From $99
📊 $10K – $200K
⚡ Bi-weekly payouts
Topstep
Best for futures
CME-licensed futures prop firm with NinjaTrader + Rithmic.
💰 From $49/mo
📊 50K–150K accounts
⚡ Same-day Express payouts
Other UK-based prop firms we have reviewed include Lux Trading Firm and Funded Trading Plus.
What are Audacity Capital's position limits and drawdown rules?
$5K → $15K Starter
Account Size
$5,000 – $15,000
Profit Target
10% per phase
Daily Loss
7.5% ($375 – $1,125)
Total Loss
15% ($750 – $2,250)
$30K → $120K Pro
Account Size
$30,000 – $120,000
Profit Target
10% per phase
Daily Loss
7.5% ($2,250 – $9,000)
Total Loss
15% ($4,500 – $18,000)
$240K Elite
Account Size
$240,000
Profit Target
10% per phase
Daily Loss
7.5% ($18,000)
Total Loss
15% ($36,000)
How do Audacity Capital's funding programs work?
Ability Challenge — Classic 2-Phase
⚡ Ability Challenge
Profit Split
Up to 80%
Payouts
Same-day on approval
Rule: Phase 1: 10% target. Phase 2: 5% target. 10 stages of scaling.
2-step model · 10% targets · Scales to $1.28M+
Ability One — Direct Funded
★ Ability One
Profit Split
Up to 80%
Payouts
Same-day on approval
Rule: One funded account, scale to $2M via consistent performance.
Single-phase · No challenge fee per phase
FTP (Instant Funding) — Skip Eval
🪜 FTP Instant
Profit Split
Up to 80%
Payouts
Same-day on approval
Rule: No evaluation. Buy & start trading on funded capital. Scale to $768K.
Instant route · Fastest scaling plan
Trader University — Free
🎓 Trader University
Profit Split
Education
Payouts
N/A
Rule: Free professional curriculum on market structure, risk, and mindset.
Free education · Self-paced curriculum
How much does it cost to trade with Audacity Capital?
Forex Spreads & Commissions
Audacity uses MT5 with raw-style spreads on majors and standard CFD pricing on indices/metals.
EUR/USD, GBP/USD majors
Typical raw spread 0.1 – 0.5 pip. Commission included.
Gold, Indices, Crypto CFDs
Variable spreads. No commissions added on CFD products.
Account Fees
Audacity charges one-off Challenge fees — refunded as first payout when funded:
$5K
~£89
$30K
~£299
$120K
~£999
$240K
~£1,750
Exact prices vary with regional currency + active promo. Check live pricing.
Cost vs FTMO & Topstep
Comparison: cost per $1,000 of funded capital
Audacity Capital ($30K)~$10–12
FTMO ($100K)~$3.45
Topstep ($150K)$1.65/mo
Why it matters: Audacity is pricier per $1K but you get real long-term legacy (14 years) and same-day payouts.
Which countries cannot use Audacity Capital?
Sanctioned & Restricted Jurisdictions
Audacity Capital does not publish a fixed restricted-countries list publicly, but UK-based prop firms generally restrict the following jurisdictions per FCA-style sanctions screening:
🇰🇵 North Korea🇮🇷 Iran🇸🇾 Syria🇨🇺 Cuba🇷🇺 Russia🇧🇾 Belarus🇲🇲 Myanmar🇸🇩 Sudan🇺🇦 Crimea / Donetsk / Luhansk
Note: Brand does not publish a fixed list. Verify on audacity.capital terms before purchasing if you trade from a sanctioned region.
Video Guides & Reviews
Watch Real Audacity Capital Reviews
Click any thumbnail to watch in lightbox (no YouTube redirect).
Audacity Capital Pros and Cons
✓ Pros
- 14 years in business (founded 2012)
- $210M+ paid to traders publicly stated
- 500,000+ traders across 140+ countries
- Same-day payouts on approval
- Consistency rule REMOVED in 2026
- Fastest scaling plan: up to $768K via FTP
- Up to 80% profit split
- Free Trader University curriculum
- EAs allowed (with restrictions)
✗ Cons
- Trustpilot rating currently flagged for guidelines breach
- Reviews mention slow account-review turnaround
- Higher cost-per-$1K vs FTMO/Topstep
- MT5 only (no cTrader, NinjaTrader)
- Strict 3-min news rule
- External copy-trading prohibited
- UK-based — currency conversion overhead
How much does an Audacity Capital account cost?
Prices indicative (subject to live promotions). One-off Challenge fees refunded as first payout. Use promo at checkout for stacked savings.
$5K Challenge
Challenge
Account size
$5,000
£89
~£17.80 per $1K funded
$10K Challenge
Challenge
Account size
$10,000
£129
~£12.90 per $1K funded
$15K Challenge
Challenge
Account size
$15,000
£179
~£11.93 per $1K funded
$30K Challenge
Challenge
Account size
$30,000
£299
~£9.97 per $1K funded
$60K Challenge
Challenge
Account size
$60,000
£499
~£8.32 per $1K funded
$120K Challenge
Challenge
Account size
$120,000
£999
~£8.33 per $1K funded
$240K Challenge
Challenge
Account size
$240,000
£1750
~£7.29 per $1K funded
$5K Instant FTP
FTP
Account size
$5,000
£119
~£23.80 per $1K funded
$10K Instant FTP
FTP
Account size
$10,000
£199
~£19.90 per $1K funded
$30K Instant FTP
FTP
Account size
$30,000
£449
~£14.97 per $1K funded
📌 Best value: The $30K Ability Challenge at £299 hits the sweet spot — large enough for serious trading, low enough fee for first-time evaluators.
Audacity Capital vs FTMO vs Topstep
Audacity Capital vs the two most-asked alternatives.
| Metric | Audacity | FTMO | Topstep |
|---|---|---|---|
| Years operating | 14 (since 2012) | 9 (since 2015) | 13 (since 2012) |
| Min entry fee | ~£89 ($5K) | €155 ($10K) | $49/mo |
| Profit split | Up to 80% | 90% | 100% first $10K |
| Payout frequency | Same-day on approval | Bi-weekly | Same-day Express |
| Account size ceiling | $2M (Ability One) | €2M total | $150K |
| Consistency rule | REMOVED 2026 | Yes (40%) | Yes |
| Markets | Forex + CFDs (MT5) | Forex + CFDs | Futures only |
| Public payout proof | $210M+ stated | $300M+ stated | $200M+ stated |
Verdict: Pick Audacity for legacy + same-day payouts + no consistency rule. Pick FTMO for cheaper price-per-$1K. Pick Topstep for pure futures.
Is Audacity Capital legit and worth it?
★ 14yr · 500K+ traders
14 yrs · $210M Paid
Audacity Capital
14-yr prop firm
★ 14yr · 500K+ traders
80% split · $2M scale · Same-day payouts
USE CODE AUDACITY — REFUNDED FEE
Try Audacity Capital →Audacity Capital is one of the longest-running proprietary trading firms in the retail space — 14 years of trading legacy since 2012. With $210M+ paid out to 500,000+ traders across 140+ countries, it carries a weight of track record that newer challenge-only firms simply can't match.
What changed in 2026: Audacity removed the consistency rule across all programs, made the fastest scaling plan in the market available via FTP (Instant Funding) up to $768K, and locked in same-day payouts upon approval. Combined with up to 80% profit splits and free Trader University, it's a more flexible product than it was 12 months ago.
The three programs serve different traders: Ability Challenge is the classic 2-phase evaluation with 10% targets; Ability One gives you direct funded access and scales to $2M; FTP Instant Funding skips evaluation altogether. With MT5 (desktop, mobile, and web terminal) plus EAs allowed, your existing tooling carries over.
Cautions: Trustpilot has flagged Audacity's rating page for review-handling guidelines breach. Recent reviewers also report slow phase-transition turnaround compared to newer competitors. Read the rule sections in this page and start with a small Challenge size if it's your first prop firm.
Frequently Asked Questions
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