4T uses two account types, with true zero-spread pricing gated behind a very high deposit:
| Item | 4T |
|---|---|
| Min deposit | $100 |
| Standard | Spreads, no commission |
| Pro | Commission, tighter spreads |
| Zero spreads | Require ~$50,000 deposit |
4T vs ICM Capital Capital. Both offer an FCA-regulated entity on MetaTrader. ICM Capital has a longer track record (2009) and FSCS protection, though a middling 3.8 Trustpilot. 4T is newer (2019) with MT4/MT5 plus its own app, but a lower independent score (WikiFX 3.53) and profit-deletion complaints. If you onboard under the FCA entity, both are usable; ICM’s longer history and FSCS coverage make it the marginally safer pick.
4T holds a UK FCA licence (No. 624225) but typically does not accept US residents. International clients are generally onboarded under the Seychelles (FSA) entity rather than the FCA-regulated UK entity, which changes the investor protections that apply. Confirm your country is served and which entity onboards you before registering.
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