4T Review
FCA Licensed · Est. 2019
🟠 Low Independent Score
$100 Min · Up to 1:500
MT4 · MT5 · 4T Trader
📊 4T at a Glance — Broker Profile & Stats
🏢 Who Is 4T?
A multi-asset broker (4T / 4T Global Markets, 4t.com) established in 2019, offering forex, commodities and indices on MT4, MT5 and its own 4T Trader app.
⚠️ Caution: Don’t confuse 4T (4t.com) with the separate, scam-flagged “T4Trade” brand.
★ Reputation & Reviews
4T holds a UK FCA licence, yet its independent WikiFX score is only 3.53/10 due to complaints about profit deletion and “bonus abuse.” Reviews are mixed.
🛡️ Regulation
Claims regulation under the FCA (UK), FSA (Seychelles) and SCA (UAE). International clients are usually onboarded under the weaker Seychelles entity.
Why it matters: Confirm which entity holds your account — FCA protection is far stronger than Seychelles.
🧾 Accounts
Standard (spreads, no commission) and Pro (commission, tighter/zero spreads). Minimum deposit $100; true zero-pip pricing needs a $50,000 deposit.
🖥️ Trading
MT4, MT5 and the 4T Trader app across desktop, web and mobile; forex, commodities and indices; leverage up to 1:500.
🎯 Best For
Traders who can onboard under the FCA entity and value MT4/MT5 — others should weigh the low independent score and complaints carefully.
⚡ Platforms & Trading Features
🖥️ MT4 · MT5 · 4T Trader
Full MetaTrader 4 and 5 support plus a proprietary 4T Trader app across Windows, Mac, web and mobile.
📊 Account Pricing
Standard is commission-free with wider spreads; Pro charges commission for tighter pricing. Zero spreads require a ~$50,000 deposit.
Why it matters: The headline “zero spread” is gated behind a very high deposit — most traders won’t reach it.
📈 Leverage & Markets
Leverage up to 1:500 (varies by entity) across forex, commodities and indices.
🔐 Security Note
The 4T Trader app reportedly lacks two-factor authentication and biometric login — a drawback versus top brokers.
🔄 Top 4T Alternatives
IC Markets
Leading true-ECN broker with very tight raw spreads and strong ASIC regulation.
Pepperstone
Highly-regulated broker with excellent execution and platform choice. Read our full Pepperstone review.
Hantec Markets
FCA/ASIC-regulated broker with tight spreads and a low $10 Cent account.
FBS
Multi-regulated (CySEC/ASIC) broker with a $5 minimum and strong reviews. Read our full FBS review.
For a $10 Cent account, see our Hantec Markets review.
🧩 Account Types
Standard
Commission-free account with wider all-in spreads — straightforward for most traders. $100 minimum.
Pro
Commission-based account with tighter spreads for active traders.
Zero-Spread Tier
Genuine 0.0-pip pricing is available, but only with a ~$50,000 deposit — out of reach for most retail traders.
Why it matters: Compare this to ECN brokers offering near-zero spreads from a few hundred dollars.
⚠️ Verify Your Entity
Before depositing, confirm whether you are under the FCA or the offshore Seychelles entity — protections differ greatly.
🛡️ Regulation & Safety
🏛️ Multi-Entity Setup
4T cites licences with the FCA (UK), FSA (Seychelles) and SCA (UAE). The protection you get depends entirely on which entity you sign up under.
⚠️ Caution: Most international clients land on the Seychelles entity, which offers weaker safeguards than the FCA.
⚖️ Low Independent Score
Despite the FCA licence, third-party monitor WikiFX rates 4T just 3.53/10, citing profit-deletion and bonus-abuse complaints.
💸 Withdrawal Reports
Reviews are split: some praise fast execution and support, others report withdrawal and balance issues. Test small first.
🌍 Who It’s For & Availability
Access & Audience
4T serves many regions on MT4/MT5, but the experience hinges on your entity. UK clients under the FCA get the strongest protection; international clients on the Seychelles entity should treat it as higher-risk and verify everything before funding.
🔎 Due Diligence Before You Deposit
A Quick Safety Checklist
Independent review videos for 4T are scarce, so use this checklist:
- Confirm which entity (FCA vs Seychelles) holds your account before depositing.
- Verify the FCA registration on the FCA Register directly.
- Search recent withdrawal/profit-deletion complaints on WikiFX and Trustpilot.
- Avoid deposit bonuses (linked to “bonus abuse” disputes here).
- Deposit a small test amount and withdraw before scaling up.
📽️ Watch & Learn: 4T on YouTube
Know the Pros and Cons of 4T
✓ Pros
- FCA licence available (UK entity)
- MT4, MT5 and a proprietary 4T Trader app
- Multi-asset: forex, commodities, indices
- Leverage up to 1:500; $100 entry
- Some users praise fast execution and support
✕ Cons
- Low independent score (WikiFX 3.53/10)
- Profit-deletion & “bonus abuse” complaints
- Zero spreads require a ~$50,000 deposit
- App lacks 2FA / biometric login
- International clients land on the Seychelles entity
What is the Pricing of 4T?
4T uses two account types, with true zero-spread pricing gated behind a very high deposit:
| Item | 4T |
|---|---|
| Min deposit | $100 |
| Standard | Spreads, no commission |
| Pro | Commission, tighter spreads |
| Zero spreads | Require ~$50,000 deposit |
4T vs ICM Capital
4T vs ICM Capital. Both offer an FCA-regulated entity on MetaTrader. ICM Capital has a longer track record (2009) and FSCS protection, though a middling 3.8 Trustpilot. 4T is newer (2019) with MT4/MT5 plus its own app, but a lower independent score (WikiFX 3.53) and profit-deletion complaints. If you onboard under the FCA entity, both are usable; ICM’s longer history and FSCS coverage make it the marginally safer pick.
Why Choose 4T? What Stands Out — and What to Watch
FCA entity · WikiFX 3.53
$100 min · verify your entity
4T
Multi-asset broker · MT4/MT5
🛡️ FCA / FSA / SCA entities
🟠 WikiFX 3.53 — verify entity
$100 MIN · TRADE CAUTIOUSLY
Visit 4T →Restricted Countries — Where 4T Isn't Available
4T holds a UK FCA licence (No. 624225) but typically does not accept US residents. International clients are generally onboarded under the Seychelles (FSA) entity rather than the FCA-regulated UK entity, which changes the investor protections that apply. Confirm your country is served and which entity onboards you before registering.
Frequently Asked Questions
4T (4t.com / 4T Global Markets) is a multi-asset broker established in 2019, offering forex, commodities and indices on MT4, MT5 and its own 4T Trader app. Note it is a different company from the separate “T4Trade” brand.
4T cites licences with the FCA (UK), FSA (Seychelles) and SCA (UAE). International clients are usually onboarded under the weaker Seychelles entity, and its independent WikiFX score is a low 3.53/10, so confirm your entity and proceed carefully.
The minimum deposit is $100. However, true zero-spread pricing requires a much higher deposit of around $50,000.
4T offers leverage up to 1:500, though the exact cap depends on your jurisdiction and the entity you register with.
4T supports MetaTrader 4, MetaTrader 5 and its proprietary 4T Trader app across desktop, web and mobile.
4T offers Standard (spreads, no commission) and Pro (commission, tighter spreads) accounts. Genuine zero-pip spreads require about a $50,000 deposit.
4T holds a UK FCA licence, but its low WikiFX score (3.53/10) and complaints about profit deletion and bonus abuse warrant caution. It is not clearly a scam, but verify your regulated entity and test withdrawals first.
No. 4T (4t.com) and T4Trade are separate brands. Do not confuse the two when researching reviews.
ICM Capital has a longer track record (2009) and FSCS protection; 4T is newer with a lower independent score. If you onboard under the FCA entity both are usable, but ICM is marginally safer.
Withdrawal feedback is mixed — some report smooth payouts, others cite issues. Deposit a small test amount and withdraw it before committing larger sums.