
Full Review & How to Pass
No activation, data or license fees โ everything you need to know.

2025 Pros and Cons
Detailed overview of OneUp's current offering.

Withdrawal & Payout Policy
Complete breakdown of how OneUp handles payouts.

Topstep vs OneUp Comparison
Head-to-head review of the two leading futures props.
Approximate retail pricing. First $10K profits go 100% to the trader, then 90% split. Confirm current promotional rates at oneuptrader.com.
| Feature | OneUp Trader | Topstep | Apex |
|---|---|---|---|
| Trustpilot | 4.7 / 5 (2,516) | 4.4 / 5 (10K+) | 3.7 / 5 |
| Initial Profit | First $10K โ 100% | 100% first $5K | 100% first $25K |
| After Initial Split | 90% | 90% | 90% |
| NinjaTrader License | FREE | Free during Combine | Bundled |
| Daily Loss Limit | NONE | $1,000-$1,500 | ~$1,250 |
| Trailing DD Behaviour | Stops at starting bal | Trails to live bal | Trails to high water |
| Max Account | $250K | $150K | $300K (combined) |
Verdict: OneUp Trader has the cleanest rule set and the highest verified Trustpilot rating among major futures props. No daily loss limit + trailing-DD-that-stops + free NinjaTrader is genuinely the most trader-friendly combination available. Topstep has more reviews and longer history; Apex has higher combined funding; but for rules quality, OneUp wins this comparison.

Why traders pick OneUp Trader: Among major US futures prop firms, OneUp has the cleanest rule set and the highest verified Trustpilot rating (4.7/5 across 2,516 reviews). The combination of no daily loss limit, a trailing drawdown that stops at the starting balance, and a free NinjaTrader license with Level 2 data is genuinely unmatched in the segment.
The math on profits. Your first $10,000 in profits goes 100% to you โ no split. After that you keep 90%. Topstep takes 100% of only your first $5K; Apex extends to $25K but with stricter scaling rules. OneUp's middle path with the no-daily-loss policy is the best fit for traders who don't want artificial caps on their best trading days.
What to weigh. Pricing is subscription-based โ you pay monthly during your evaluation rather than a one-time challenge fee. Express accounts let you skip the long path with 5-day funding. There is no minimum trading days enforcement visible on the homepage; confirm at sign-up.
Best for: Disciplined US futures traders who want trader-friendly rules, no daily loss limit, and a free professional platform. Not ideal for: Forex/CFD traders, or traders who prefer a one-time challenge fee over a monthly subscription.