Aquafunded Reviews
100% Profit Split
$5K - $4M Capital
45% OFF Promo
Multi-Asset
📊 AquaFunded at a Glance — Brand Profile & Stats
🏢 Who is AquaFunded?
AquaFunded LTD
🇱🇨 Saint Lucia (Reg. 2004-00597), Rodney Bay
AquaFunded offers simulated trading challenges across Forex, Crypto, and Futures with a stated 100% profit split and on-demand payouts. As of May 2026, the brand reports 225,000+ traders, $6.7M+ rewards paid, $119,175 highest paid, and an average reward of $2,450 (verified on aquafunded.com homepage).
Why it matters: Includes a charity element — AquaFunded contributes to ocean cleanup and drinking water programs as part of every challenge fee.
★ What Trustpilot Says (Honest Disclosure)
⚠ Trustpilot Warning (Active May 2026)Trustpilot has placed AquaFunded under a public "Breach of guidelines" warning. The company's star rating has been removed and is unavailable because, per Trustpilot: "We've removed a number of fake reviews for this company." 1,408 reviews remain visible.
Recent visible review titles (a mix of positive and very negative): "Very smooth experience so far", "It was amazing experience", but also "This firm is a scam and the issue is...", "There are hidden rules there", "Writing this so people won't experience the horrible treatment...".
Brand claim: AquaFunded's own homepage shows "Rated 9.4/10 from 5k+ verified reviews" — but this rating is from internal/affiliate sources, not Trustpilot. Verify carefully before purchasing.
💰 Active Plans & Promo Codes
Active May 2026 promos (verified live on aquafunded.com):
- MEMORIAL — 45% OFF + 150% refund (limited time)
- WELCOME — 50% OFF + $100 (new customer bonus)
Challenge models available: 1-Step, 2-Step, 3-Step, and Instant Funding (skip the challenge entirely).
| Market | Models | Top Reward |
|---|---|---|
| Forex | 1/2/3-Step + Instant | 100% |
| Crypto | Challenge | 100% |
| Futures (AquaFutures) | Challenge | 90-100% |
🖥️ Platform Stack
AquaFunded supports four trading platforms across its product lines:
MatchTrade
Modern UI, low latency
TradeLocker
Web-first, mobile-friendly
MetaTrader 5
EA-friendly, FX + indices
cTrader
Level-II depth, algo tools
Spreads: "Spreads starting from 0.0" — true ECN-style raw pricing claimed on aquafunded.com.
📈 Markets & Scaling Plan
Asset coverage: Forex, Indices, Metals (via Forex challenge), Crypto pairs (separate Crypto challenge), and Futures (AquaFutures product line).
Scaling path: Make 12% profit within a 3-month period and AquaFunded increases your account by 25% of starting balance. Scales up to $4,000,000.
Combined with Aqua Elite tiers (Bronze → Silver → Gold), career benefits stack alongside capital scaling.
News trading allowed: Quoted on aquafunded.com homepage — useful for FX traders running NFP / CPI strategies.
⚖️ The 3 Rules That Fail Traders
The three rules that fail the most AquaFunded traders:
- Daily Drawdown (4%) — Set at 4% of previous day's highest balance or equity (whichever is higher). Recalculated at 00:00 UTC each day. Many traders miss the equity vs balance distinction.
- Maximum Drawdown (8%) — Fixed at 8% of initial balance. Includes both closed AND open floating trades. Equity dropping to 92% of starting balance = account breach.
- Hidden Rules Complaints — Multiple Trustpilot reviews specifically reference "hidden rules" used to deny payouts. Read all terms carefully before scaling.
What kills accounts: Floating-loss positions overnight that drop equity below the 92% max-DD threshold even though closed P/L looks fine.
Top AquaFunded Alternatives
🥇 FTMO ★★★★★
Industry-standard CFDs prop firm. 90% split, clean Trustpilot record (4.8/5 · 25K+), strict but transparent rules.
Best if: you want zero ambiguity on rules and disputes.
🥈 FundedNext ★★★★½
15% Challenge Phase reward, up to 95% profit split, 463K+ funded accounts, 4.5 Trustpilot rating with 68K+ reviews.
Best if: you want a large established firm with a clean Trustpilot profile.
🥉 The5%ers ★★★★½
Instant funding from $6K, scaling to $4M, profit splits up to 100% — very similar value prop to AquaFunded but with cleaner reputation.
Best if: you want instant funding + scaling without Trustpilot warnings.
🥉 Funded Trading Plus ★★★★
UK-based, 95% split, $400K max accounts, news trading allowed, MT4/MT5 supported.
Best if: you want UK regulatory footing + similar feature set.
⚖️ Position Limits & Drawdown by Account
1-Step Challenge
Phases1
Profit Target10%
Daily Drawdown4%
Max Drawdown8%
Profit Split100%
PayoutOn demand
Fast path but 10% target with 8% max DD is tight.
2-Step Challenge
Phases2
Profit Target8% / 5%
Daily Drawdown4%
Max Drawdown8%
Profit Split100%
PayoutBi-weekly
Most popular model — easier targets split across 2 phases.
3-Step Challenge
Phases3
Profit Targetvaries
Daily Drawdownvaries
Max Drawdownvaries
Profit Split100%
PayoutBi-weekly
Slower entry with smaller profit targets per phase — confirm exact figures at checkout.
Instant Funded
PhasesNone
Profit TargetN/A
Daily DrawdownDoes not apply
Max Drawdown8% (trailing)
Profit Split100%
PayoutOn demand
Skip the challenge. Higher upfront fee but immediate access to funded account.
📊 Consistency Rules by Mode
Drawdown Mechanics
Daily DD: 4% of previous day's highest balance OR equity. Recalculated at 00:00 UTC each day.
Max DD: 8% of initial account balance. Account breaches at 92% equity, including floating P/L.
Max DD: 8% of initial account balance. Account breaches at 92% equity, including floating P/L.
Note: "Daily Drawdown does not apply to Instant Standard accounts" — quoted from aquafunded.com/forex-rules.
News Trading
AquaFunded explicitly allows news trading across all challenge phases and funded accounts.
Useful for FX traders running NFP / CPI / FOMC strategies. Most prop firms restrict this.
Payout Schedule
Bi-weekly rewards on most plans, or on-demand after reward guarantee milestones.
100% profit split on all phases of funded accounts.
100% profit split on all phases of funded accounts.
Caveat: Some Trustpilot reviewers dispute the "on demand" claim — verify the exact request-to-paid timing before scaling deposits.
Scaling Plan
Account scaling: 12% profit in 3 months → +25% account size.
Career scaling: Aqua Elite tiers (Bronze → Silver → Gold) unlock as you progress.
Max scale: $4,000,000 (uncommon ceiling for the space).
Career scaling: Aqua Elite tiers (Bronze → Silver → Gold) unlock as you progress.
Max scale: $4,000,000 (uncommon ceiling for the space).
Two parallel scaling systems is a USP — career benefits compound with capital growth.
💵 Commissions & Trading Costs
💵 Challenge Cost
One-time challenge fee per account model. Exact pricing varies by account size and model selected.
Active discounts (May 2026, verified live):
- MEMORIAL — 45% OFF + 150% refund
- WELCOME — 50% OFF + $100 (new customers)
Refund mechanic: 150% refund means if you pay $X, you can earn back up to 1.5×X through your first payout cycles.
📊 Spreads & Slippage
AquaFunded advertises raw ECN-style spreads from 0.0 pips on major FX pairs. No publicly listed commission per lot on the homepage — confirm in dashboard.
Reality check: Simulated execution means slippage is broker-defined, not market-defined. Some Trustpilot users report unexpected slippage in fast markets.
💰 Cost vs Competitors
Quick comparison for a $100K 2-Step Challenge (May 2026 pricing):
| Firm | ~$100K Cost |
|---|---|
| AquaFunded (w/ MEMORIAL) | ~$269 |
| FundedNext 2-Step | ~$549 |
| FTMO $100K | ~€540 |
Edge: Lowest headline cost with 100% split — but factor in payout reliability concerns from Trustpilot.
🚫 Restricted Countries
🚫 Restricted Jurisdictions
AquaFunded does not publish a comprehensive list of restricted countries on its public homepage or rules page. The brand operates from Saint Lucia (AquaFunded LTD, Reg. 2004-00597) and typically restricts traders from jurisdictions covered by OFAC sanctions and other internationally sanctioned countries.
Industry-standard restricted list (based on competitor disclosures) typically includes: North Korea, Iran, Cuba, Syria, Russia, Belarus, Myanmar, and select OFAC sanctioned regions.
🇰🇵 North Korea🇮🇷 Iran🇨🇺 Cuba🇸🇾 Syria🇷🇺 Russia🇧🇾 Belarus🇲🇲 Myanmar
Verify before purchase: Contact support@aquafunded.com to confirm your jurisdiction is accepted before paying — refund policy may not cover jurisdiction-based denials.
🎥 Video Guides & Reviews
🎥 Watch: 4 AquaFunded Reviews
Four community video reviews of AquaFunded — including critical takes that examine the 100% split claim and rule clarity.
