The 5%ers Review 2026
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The 5%ers sells simulated-capital evaluations, not live funds. The cheapest entry is a $2,500 2-Step High Stakes account at $19, refunded once funded. Splits open at 80/20 on High Stakes and only reach 100 percent near the top of the scaling ladder. Max loss is 10 percent on High Stakes, 6 percent stop-out on 1-Step Growth and 5 percent on Bootcamp.
Profit Split 50% to 100%
Withdrawal Terms
Account Sizes
Multiple Programs
The 5%ers at a Glance
Brand Profile
The 5%ers — often searched as The5ers — is a proprietary trading firm that sells evaluations, not live capital. What you buy is simulated. The cheapest way in is a $2,500 2-Step High Stakes evaluation at $19, refunded once funded; the 1-Step Pro Growth range runs $52 to $329 for $5,000 to $50,000; and the 3-Step Bootcamp is charged twice, on entry and again on passing. Funded accounts scale to $500,000 on High Stakes and Pro Growth, and to $4,000,000 only on Hyper Growth. Payouts require a minimum of $150 in profit after the split, with requests every 2 weeks. All figures retrieved from the5ers.com on 16 September 2026.
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The 5%ers is an Israel-based proprietary trading firm established 2016, describing itself on its own site as a proven, certified and undisputed leader in funded trading. Its homepage reported 171 employees and 10 years active when read on 16 September 2026.
Why it matters: among the longest-running prop firms still active, having traded through the 2023 shakeout that ended several major competitors.
Trader Base & Scale
Per the homepage, read on 16 September 2026: 262K funded traders to date, 10 years active and 171 employees. The homepage also showcases individual payout stories including $36,005 (Majd H.), $21,769 (Alexandre T.) and $20,206 (Furkan K.) — these are the firm’s own marketing figures, not independently audited. Funded accounts scale to $500,000 on High Stakes and Pro Growth, and to $4,000,000 only on Hyper Growth.
Trustpilot Rating
4.7 / 5 stars from 37,586 reviews on Trustpilot, read 16 September 2026. That is a third-party rating collected by Trustpilot, not a score awarded by this site, and it is one of the largest review counts in the prop firm category. Trustpilot scores are unverified user submissions and the company holds a claimed profile, so read the rating alongside the published rules rather than instead of them.
Withdrawals & Payout Terms
The withdrawals FAQ at The5ers states a minimum of $150 in profit after the split to request a payout, with the first request available 14 days after the account is funded and further requests every 2 weeks from the last approved withdrawal; scaling resets that clock. Approved requests are typically processed within 72 hours. Crypto withdrawals are capped at $1,500 each. The larger High Stakes accounts carry their own limits: a $3,000 payout cap with a $300 minimum on the $50,000 account and $4,000 with a $500 minimum on the $100,000. Terms retrieved 16 September 2026 — check the plan you hold, as these vary by programme.
Industry Recognition
Marketed on Trustpilot as a Fund Management Company, on a claimed profile with a paid Trustpilot subscription. The firm runs a scaling structure that can qualify a trader to manage up to $500,000 on High Stakes and Pro Growth and up to $4,000,000 on Hyper Growth. It also runs a free academy with classes, webinars and weekly mastermind sessions.
Headline Offers
Entry starts at $19 for a $2,500 2-Step High Stakes evaluation, refunded once funded. The 1-Step Pro Growth range runs $52 to $329 for $5,000 to $50,000, and Bootcamp starts at $22 for the $20,000 tier — plus a second $50 charge on passing. Scaling reaches $500,000 on High Stakes and Pro Growth, and $4,000,000 only on Hyper Growth. Verify current pricing on the5ers.com before checkout, as promotional plans appear and expire.
Top The 5%ers Alternatives
FTMO
Czech-based, longest-running CFD prop firm (since 2015). 80–90% profit split, accounts to $200K, monthly payouts. Choose FTMO for the strictest rules and longest track record. Read our full FTMO review →
FundedNext
Multi-program prop firm with Stellar Lite, Pro, and Evaluation plans. Up to 95% profit split, accounts to $400K, biweekly payouts. Strong alternative if you want more program variety. Read our full FundedNext review →
Blueberry Funded
Broker-backed prop firm (Blueberry Markets). 80% profit split scaling to 90%, up to $2M sim capital, no time limit, PRIME40 promo for 40% off. Read our full Blueberry Funded review →
The Funded Trader
US-friendly with multiple challenge tiers. Up to 90% profit split, accounts to $400K, weekly payouts on funded accounts. More structured rule set than The 5%ers. Read our full The Funded Trader review →
For a direct head-to-head, read our FTMO vs The 5ers comparison, or compare instant-funding options in our iFunds review and Finotive Funding review.
What are The 5%ers' programs, targets and drawdown rules?
Programmes at a Glance
| Programme | Steps | Account sizes | Fee range | Profit target | Max loss | Profit split |
|---|---|---|---|---|---|---|
| 3-Step Bootcamp | 3 | $20K · $100K · $250K | $22+$50 to $225+$350 | 6% / 6% / 6%, then 5% | 5% (4% funded) | Up to 100% |
| 2-Step High Stakes | 2 | $2.5K · $5K · $10K · $25K · $50K · $100K | $19 to $405, refunded | 10%, then 5% | 10% total, 5% daily (8% / 4% on $50K and $100K) | 80%–100% |
| 1-Step Pro Growth | 1 | $5K · $10K · $20K · $50K | $52 to $329 | 10% | 6% stop-out, 3% daily | Up to 100% |
| 1-Step Hyper Growth | 1 | $5K · $10K · $20K · $50K | No fee; bonus from $15 | 10% | 6% stop-out, 3% daily | Up to 100% |
Figures retrieved from the5ers.com on 16 September 2026. Pro Growth and Hyper Growth are two plans inside the same 1-Step programme, not separate products — Pro Growth charges a one-time fee, Hyper Growth does not and pays a funded-stage bonus instead. Up to 100% is a scaling ceiling, not the starting split: High Stakes opens at 80/20 and the 100/0 tier plus a fixed payout only appears near the top of the scaling table.
3-Step Bootcamp
Three evaluation steps before funding, sold in $20,000, $100,000 and $250,000 tiers. Targets of 6% at each step and 5% once funded, a 5% maximum loss (4% when funded) and a 3% daily pause at the funded stage. Leverage 1:30, no time limit. The tier name is the funded balance: the $20,000 tier trades $5,000, $10,000 and $15,000 on the way there. Funded accounts scale on every 5% gain. Maximum four active accounts per trader.
2-Step High Stakes
Two steps, six account sizes from $2,500 to $100,000, and the only programme whose fee is refunded. Targets of 10% then 5%, a 5% maximum daily loss, a 10% maximum loss and 3 profitable days per step. Leverage 1:100 — higher than the 1:30 on the other programmes. The profit split starts at 80/20 and rises toward 100% as the account scales, with accounts scaling on every 10% gain.
Scaling to $4M
$4,000,000 is a Hyper Growth ceiling, not a firm-wide one. The5ers publishes a scaling ceiling of up to $500,000 for 2-Step High Stakes and for 1-Step Pro Growth; only Hyper Growth, which doubles the account at each profit milestone, reaches $4,000,000. Bootcamp accounts scale on every 5% balance increase and High Stakes on every 10%. On the High Stakes scaling table the payout ratio runs 80/20 up to $150,000, 85/15 from $175,000, 90/10 from $250,000 and 100/0 plus a fixed payout only near the $450,000–$495,000 top — so “up to 100%” is reached at the end of the ladder, not at entry. Retrieved from the5ers.com on 16 September 2026.
What are The 5%ers' trading rules?
Trading Rules by Programme
The rules are not the same across programmes — the daily loss limit, the stop-out and the leverage all differ, and this is the detail most reviews get wrong.
| Rule | 3-Step Bootcamp | 2-Step High Stakes | 1-Step Growth |
|---|---|---|---|
| Evaluation target | 6% per step | 10%, then 5% | 10% |
| Funded target | 5% | 10% for scaling | 10% |
| Max daily loss | 3% pause (funded) | 5% (4% on $50K and $100K) | 3% pause |
| Max total loss | 5% (4% funded) | 10% (8% on $50K and $100K) | 6% stop-out |
| Min profitable days | — | 3 | 3 (Pro Growth only) |
| Leverage | 1:30 | 1:100 | 1:30 |
| Time limit | Unlimited | Unlimited | Unlimited |
| Scaling step | Every 5% | Every 10% | 2x on every target |
| Scaling ceiling | Not published | Up to $500,000 | $500,000 Pro Growth; $4,000,000 Hyper Growth |
Retrieved from the5ers.com on 16 September 2026. High Stakes accounts also expire after 30 consecutive days without trading activity, and the $50,000 and $100,000 sizes carry a payout cap of $3,000 and $4,000 per cycle with a minimum withdrawal of $300 and $500 respectively.
Time Limit
Unlimited across all current programmes. Unlike competitors that impose 30-day deadlines, The 5%ers lets you pass at your own pace. One caveat: accounts with no trading activity for 30 consecutive days are closed, and on High Stakes that counter starts from the registration date.
Minimum Profitable Days
3 profitable days are required on High Stakes and on the Pro Growth plan. A profitable day is defined by the firm as one where closed positions return at least 0.5% of the initial balance. Bootcamp sets no minimum-days requirement for completing step 1.
Leverage
Leverage is 1:30 on Bootcamp and on the 1-Step Growth programme, and 1:100 on 2-Step High Stakes. Available assets are FX, metals, indices and crypto, traded on MT5 Hedge (desktop, web and mobile). Holding trades overnight and over the weekend is allowed, though indices carry a high weekend swap.
How Much Does The 5%ers Cost? Fees by Account Size
Cost per $1,000 of Simulated Capital
The 5%ers sells simulated capital, not live funds. Normalising every published fee to cost per $1,000 of simulated capital is the only way to compare the three programmes. Figures retrieved from the5ers.com on 16 September 2026.
| Programme | Account size | Fee | Cost per $1,000 | Refunded? |
|---|---|---|---|---|
| 2-Step High Stakes | $2,500 | $19 | $7.60 | Yes, at funded stage |
| 2-Step High Stakes | $5,000 | $35 | $7.00 | Yes, at funded stage |
| 2-Step High Stakes | $10,000 | $69 | $6.90 | Yes, at funded stage |
| 2-Step High Stakes | $25,000 | $176 | $7.04 | Yes, at funded stage |
| 2-Step High Stakes | $50,000 | $249 | $4.98 | Yes, at funded stage |
| 2-Step High Stakes | $100,000 | $405 | $4.05 | Yes, at funded stage |
| 1-Step Pro Growth | $5,000 | $52 | $10.40 | No |
| 1-Step Pro Growth | $10,000 | $98 | $9.80 | No |
| 1-Step Pro Growth | $20,000 | $189 | $9.45 | No |
| 1-Step Pro Growth | $50,000 | $329 | $6.58 | No |
| 3-Step Bootcamp | $20,000 | $22 + $50 | $3.60 | No — charged twice |
| 3-Step Bootcamp | $100,000 | $95 + $205 | $3.00 | No — charged twice |
| 3-Step Bootcamp | $250,000 | $225 + $350 | $2.30 | No — charged twice |
Small accounts always cost more per $1K, and the three-step Bootcamp is the cheapest route per $1,000 — but its fee is charged twice, once on entry and again on reaching the funded stage, so the figures above are the combined total. The High Stakes prices above are the plan prices The 5%ers currently displays; the firm also lists higher previous figures of $22 to $455 against the same sizes, and its refund terms state that a refund reflects only the amount actually paid, excluding discounts.
1-Step Growth — Pro Growth Fees
The 1-Step Growth programme sells four account sizes on the Pro Growth plan: $5,000 for $52, $10,000 for $98, $20,000 for $189 and $50,000 for $329. One evaluation step with a 10% profit target, a 6% stop-out, a 3% daily loss limit and a minimum of 3 profitable days. The alternative Hyper Growth plan carries no one-time fee and instead pays a bonus from $15. Fees on this programme are not refunded.
2-Step High Stakes — the cheapest entry
High Stakes is the only programme where the fee comes back. Six sizes: $2,500 for $19, $5,000 for $35, $10,000 for $69, $25,000 for $176, $50,000 for $249 and $100,000 for $405 — each refunded at the funded stage, and the refund covers only what you actually paid, excluding any discount. Two steps at an 8% then 5% profit target, with a 10% maximum loss and 5% maximum daily loss on the $2,500 to $25,000 sizes tightening to 8% and 4% on the $50,000 and $100,000 accounts. Leverage is 1:100 and the split runs 80%–100%, rising with account size. At $19 this is the lowest-cost way into the firm, not the $5,000 1-Step account.
3-Step Bootcamp — the fee is charged twice
Bootcamp is sold in three tiers — $20,000, $100,000 and $250,000 — and each is billed twice: once on entry and again on reaching Funded Trader. The $20,000 tier is $22 + $50, the $100,000 tier $95 + $205 and the $250,000 tier $225 + $350.
The smaller balances quoted inside a Bootcamp tier are step balances, not purchasable accounts. On the $20,000 tier you trade $5,000, then $10,000, then $15,000, reaching $20,000 once funded. Profit targets are 6% / 6% / 6%, then 5% when funded, with a 5% maximum loss (4% funded) and a 3% daily pause at the funded stage.
Is the fee refunded?
It depends entirely on the programme, and the difference is large. 2-Step High Stakes fees are refunded when you reach the funded stage. 1-Step Pro Growth fees are not refunded. Bootcamp is the opposite of a refund — passing triggers a second charge, which on the $250,000 tier is $350 on top of the $225 already paid.
Which countries cannot use The 5%ers?
Global Access
The homepage reported 171 employees and 10 years active when read on 16 September 2026, with support and platform offered in multiple languages. The one restriction The5ers publishes plainly is a platform one: US-based clients can only use TradingView, cTrader is no longer offered to new US accounts, and the platform choice is final once purchased. The firm does not publish an exhaustive restricted-countries list on its public pages; the entries below are typical exclusions for Israel-based prop firms with offshore licensing, not a list confirmed by The5ers:
Confirm your own eligibility with The5ers before paying, as the firm handles this at signup rather than by published list.
KYC Required
KYC verification is required before payout processing. Standard for any prop firm running a private-equity-style fund-management structure. Complete verification before your first withdrawal request, as unverified accounts cannot be paid out.
Note on Disclosure
The above are typical exclusions for Israel-based prop firms generally, not a restricted-countries list published by The 5%ers. Because the firm does not publish an exhaustive list, confirm during signup that your own jurisdiction is accepted, and read the current terms on the firm's own site before paying an evaluation fee — eligibility rules change, and a public review score is not evidence that payouts or onboarding will work in any particular country.
Video Guides & Reviews
Watch real trader walk-throughs
The 5%ers Pros and Cons
The case for The 5%ers rests on three things the firm actually publishes: refundable fees on the 2-Step High Stakes programme, an entry point of $19 that is among the lowest in the category, and no time limit on any evaluation. Scaling runs to $500,000 on High Stakes and Pro Growth and to $4,000,000 on Hyper Growth, and the Bootcamp route is the cheapest per $1,000 of simulated capital at roughly $2.30 on the $250,000 tier.
Pros
- Fees refunded on High Stakes — $19 to $405 returned at the funded stage, net of any discount applied.
- No time limit on any programme, against the 30-day deadlines common elsewhere.
- Low entry cost — $19 for a $2,500 evaluation.
- Scaling on every 5% gain on Bootcamp or 10% on High Stakes.
- MT5 Hedge on desktop, web and mobile, with cTrader for an extra $10 and TradingView also available.
- Weekend and overnight holding permitted; news trading allowed outside the 2 minutes either side of high-impact releases.
Cons
- You are not given real money. All capital is simulated; you are paid a share of simulated performance.
- Bootcamp charges twice — passing triggers a second fee, up to $350 on the $250,000 tier.
- Up to 100% is a ceiling, not a starting point. High Stakes opens at 80/20, reaches 85/15 at $175,000 and 90/10 at $250,000, and the 100/0 tier appears only near the $450,000 end of the scaling table.
- Rules differ sharply by programme — a 3% daily pause on 1-Step against a 5% daily loss limit on High Stakes, which tightens to 4% on the $50,000 and $100,000 sizes.
- Tight drawdown on Bootcamp: 5% maximum loss, dropping to 4% once funded.
- US clients are limited to TradingView, and the platform choice is final once purchased.
- Accounts inactive for 30 consecutive days are closed.
How Long Do The 5%ers Payouts Take?
The withdrawals FAQ at The5ers sets a minimum of $150 in profit, after the split has been applied, before a payout can be requested. The first request becomes available 14 days after the account is funded, and subsequent requests can be made every 2 weeks from the last approved withdrawal. If an account is scaled, that timer resets from the scaling date. Approved requests are typically processed within 72 hours, and crypto withdrawals are capped at $1,500 each.
The larger 2-Step High Stakes accounts run on their own terms: the $50,000 account has a $3,000 payout cap and a $300 minimum withdrawal, and the $100,000 account a $4,000 cap and a $500 minimum. Because the terms differ by programme and by size, check the plan you actually hold rather than the headline figure.
All figures retrieved from the5ers.com and its help centre on 16 September 2026. Note that the homepage advertises a 16-hour average payout time while the help centre commits only to 72 hours after approval; the first is a marketing average, the second is the published term. Payout timings quoted by prop firms describe processing time after approval, not the time from trade to bank.
The 5%ers vs FundingPips
The 5ers vs Funding Pips comparison is really a question about which rule set you can trade inside, not which brand sounds stronger. Both are proprietary trading firms: you pay for an evaluation, trade to a profit target without breaching a drawdown limit, and keep an agreed share of the profit on a funded account. Before comparing prices, read each firm's drawdown basis - whether the limit is measured on balance or on equity, and whether it trails your highest balance - because that single rule decides how much room a strategy actually has. Then check the minimum trading days, any consistency requirement, the payout cycle, and whether news trading, weekend holds and expert advisors are permitted on the account you intend to buy. Compare the evaluation fee against the account size and profit split together rather than in isolation, and confirm the current terms in each firm's own rulebook, since prop firm rules change often.
| The 5%ers | FundingPips | FTMO | |
|---|---|---|---|
| Cheapest evaluation | $19 ($2,500) | See review | See review |
| Steps available | 1, 2 or 3 | 1 or 2 | 2 |
| Fee refunded? | High Stakes only | See review | See review |
| Time limit | Unlimited | Unlimited | Unlimited |
| Max scaling | $4,000,000 | See review | See review |
| Capital type | Simulated | Simulated | Simulated |
Read our FundingPips review for its full rule set, and compare against FTMO's challenge pricing. For the wider field, see every prop firm we review and our FundedNext review for a different evaluation model.
Is The 5%ers legit and worth it?
Frequently Asked Questions
The 5%ers is a proprietary trading firm founded in 2016. It sells evaluations, not live capital: you pay a fee, trade a simulated account to a profit target under fixed drawdown rules, and if you pass you trade a funded — still simulated — account for a share of the performance. It runs three routes: a 3-step Bootcamp, a 2-Step High Stakes programme and a 1-Step Growth programme, with accounts scaling to $4,000,000.
No. The capital is simulated throughout, on both the evaluation and the funded account. You are never given a live account holding the firm's money. What is real is the payout: you receive a share of the profit your simulated trading generates, subject to the programme's minimum and its payout cycle. This is how essentially every prop firm in this category operates, and it is the single most misunderstood point about the model.
It depends on the programme. 2-Step High Stakes runs $19 / $35 / $69 / $176 / $249 / $405 for $2,500 / $5,000 / $10,000 / $25,000 / $50,000 / $100,000, and the fee is refunded at the funded stage — the refund covers only what you actually paid, excluding any discount. 1-Step Pro Growth costs $52 / $98 / $189 / $329 for $5,000 / $10,000 / $20,000 / $50,000 and is not refunded, while Hyper Growth charges no one-time fee at all. 3-Step Bootcamp is charged twice — $22 + $50 on the $20,000 tier, $95 + $205 on $100,000 and $225 + $350 on $250,000. Prices read from the5ers.com on 16 September 2026; the firm runs promotional plans, so confirm the figure at checkout.
Account access runs through the client hub. The login link on the5ers.com goes to the5ers.com/login/, which signs you into the trader hub at hub.the5ers.com using the email address and password you registered with at purchase. Trading credentials are separate: MT5 Hedge details are issued once an account is active, and a browser terminal is also provided. If you cannot get in, use the password reset on the login screen before contacting support.
On 2-Step High Stakes, yes — The 5%ers states the evaluation fee is returned at the funded stage. That refund is advertised on that programme only; no refund is advertised on 1-Step Pro Growth. Bootcamp works the other way round: reaching Funded Trader triggers a second charge of $50 on the $20,000 tier, so passing costs you more rather than less. Check which programme you are buying before assuming the fee comes back.
The withdrawals FAQ at The 5%ers requires a minimum of $150 in profit after the split has been applied to request a payout. The first request can be made 14 days after the account is funded, then every 2 weeks from the last approved withdrawal, and that clock resets if the account scales. Approved requests are typically processed within 72 hours. Crypto withdrawals are capped at $1,500 each, and the larger High Stakes accounts have their own caps: $3,000 per cycle with a $300 minimum on the $50,000 account and $4,000 with a $500 minimum on the $100,000. The homepage separately advertises a 16-hour average payout time — treat that as a marketing average, not the published term.
The account is closed. Each programme sets its own limits: 1-Step Growth has a 6% stop-out and a 3% daily pause; 2-Step High Stakes allows a 10% maximum loss and 5% daily on the $2,500 to $25,000 sizes, tightening to 8% and 4% on the $50,000 and $100,000 accounts; Bootcamp is the tightest at 5%, falling to 4% once funded, with a 3% daily pause. Breaching the limit ends that evaluation and the fee is not returned — you would need to buy a new evaluation to continue.
The 5%ers has operated since 2016, publishes its rule set openly, and carries a third-party Trustpilot score of 4.7 / 5 from 37,586 reviews (read 16 September 2026). The material caveat is not legitimacy but the model: you are trading simulated capital, and your income depends on the firm honouring payouts from its own revenue. That is true of every firm in this category. Read the rules for the specific programme you buy, since the drawdown limits differ enough between them to change which strategies are viable.
They are two plans inside the same 1-Step Growth programme, not separate products. Pro Growth charges a one-time fee from $52, rising with account size, and requires 3 profitable days. Hyper Growth charges no one-time fee, sets no minimum-days requirement to complete level 1, and doubles the account at each profit milestone up to a $4,000,000 ceiling — the only route at The 5%ers that reaches that figure. Both sell $5,000 / $10,000 / $20,000 / $50,000 accounts and both run a 10% target, a 6% stop-out and a 3% daily loss limit at 1:30 leverage.
There is no separate free demo. Every account is simulated, so the evaluation itself is effectively a paid demo with a payout attached — the cheapest way in is the $2,500 High Stakes evaluation at $19, refunded if you reach the funded stage. Trading is on MT5 Hedge, with cTrader available for an extra $10 and TradingView also offered; US clients are limited to TradingView, and the platform choice is final once purchased. Bootcamp sets no time limit, but a High Stakes account expires after 30 consecutive days of inactivity.