FundingPips Review
FundingPips is a CFD prop firm with challenge routes starting around $33, a profit split reaching 100% and daily payouts. More than $253 million has been paid to traders. Drawdown limits, consistency requirements and eligibility vary by challenge type, so check the route before buying.
100% Profit Split
From $33 Challenge
20% OFF Promo
Multi-Platform
FundingPips at a Glance — Brand Profile & Stats
Who is FundingPips?
FundingPips — Multi-Asset CFDs Prop Firm
🌐 Operating across 195+ countries globally
FundingPips is one of the largest prop firms in the world. Per fundingpips.com homepage (verified May 2026): $253M+ paid to 3M+ traders, challenge entry from just $33, 100% profit split, daily payouts, and a stated "zero denial" payout policy.
Why it matters: $33 entry is the cheapest legitimate challenge price in the industry — scaling up to $2M makes the cost-per-$1K-funded extremely competitive.
What 56,288 Real Traders Say
★ 4.5 / 556,288 total reviews on Trustpilot✓ Clean profile (no warning)
Recent review titles: "Great team great people..", "Excellent service and features", "I'm happy with everything", "talha resolve my issue easly".
Why it matters: 56K+ verified reviews with a clean Trustpilot profile and 4.5 rating — one of the strongest reputational signals in prop trading.
The Cheapest Entry in Prop Trading
Cheapest entry: $5K challenge from $33 (under $30 with HELLO code applied).
Active promo (verified May 2026): Code HELLO — 20% off first purchase, displayed on fundingpips.com homepage.
Account sizes: $5K, $10K, $25K, $50K, $100K, $200K. Scale up to $2M via the Master account program.
| Account | From | With HELLO |
|---|---|---|
| $5K | $33 | ~$26 |
| $25K | $129 | ~$103 |
| $100K | $449 | ~$359 |
Platforms & Markets
Three trading platforms supported — verified from fundingpips.com:
Match-Trader
Modern, web + mobile
MetaTrader 5
EA-friendly, full FX
cTrader
Level-II depth, algo
Asset coverage: 60+ FX pairs, indices (US30, NAS100, SPX500, GER40), metals (XAUUSD, XAGUSD), oil, and select crypto CFDs.
Challenge Mechanics
Step 1 (Evaluation): Reach 10% profit target with 3-5% daily drawdown and 6-10% maximum drawdown limit.
Step 2 (Verification): Lower profit target, same drawdown rules.
Master Stage: Once equity reaches 5% profit, max loss limit is locked at initial balance — quoted from fundingpips.com terms.
Step 2 (Verification): Lower profit target, same drawdown rules.
Master Stage: Once equity reaches 5% profit, max loss limit is locked at initial balance — quoted from fundingpips.com terms.
Why it matters: The "locked at initial balance" mechanic at Master Stage is a static drawdown — friendlier than perpetually trailing limits.
The 3 Rules That Fail Traders
Three rules that fail the most FundingPips traders:
- Daily Drawdown (3-5%) — Tighter than competitors. On smaller accounts the absolute dollar buffer is small ($150-$250 on $5K).
- Maximum Drawdown (6-10%) — Hitting this kills the account permanently. Floating losses count.
- Consistency on Master Stage — Many traders pass Steps 1-2 then hit consistency issues post-funding. Read terms before scaling positions.
What kills accounts: Holding floating losses overnight on tight $5K-$10K accounts where 3% daily DD = $150-$300.
Top FundingPips Alternatives
FTMO
Original CFDs prop firm. 90% split, 4.8 Trustpilot. More expensive entry but strongest regulatory footing (Czech Republic, e-money regulated affiliate).
Best if: you prioritise reputation and regulatory clarity over entry price. Read the full FTMO review.
FundedNext
15% Challenge Phase reward, up to 95% split, 463K+ accounts, news trading allowed. Slightly higher entry cost than FundingPips.
Best if: you want to earn during the challenge itself. Read the full FundedNext review.
The5%ers
Instant funding from $6K, scaling to $4M, profit splits up to 100%. Premium pricing but no evaluation phase.
Best if: you have capital and want to skip evaluation. Read the full The5%ers review.
Goat Funded Trader
Direct competitor at similar price point. Often compared against FundingPips on cost-per-$1K basis. Slightly higher max drawdowns.
Best if: you want a budget alternative with similar features. Read the full Goat Funded Trader review.
Other low-cost challenge firms we have reviewed include TopOne Trader and Titan Capital Markets.
What are FundingPips' position limits and drawdown rules?
$5K Challenge
Price (HELLO)~$26
Profit Target Step 110%
Daily DD~3-5%
Max DD~6-10%
Profit Split100%
Cheapest entry in the industry — but tight $150-$250 daily buffer means strict risk management is mandatory.
$25K Challenge
Price (HELLO)~$103
Profit Target Step 110%
Daily DD~3-5%
Max DD~6-10%
Profit Split100%
Sweet spot — $750-$1,250 daily buffer with realistic 6-10% absolute max-loss room.
$100K Challenge
Price (HELLO)~$359
Profit Target Step 110%
Daily DD~3-5%
Max DD~6-10%
Profit Split100%
Standard professional tier. $3-5K daily DD, $6-10K max DD. Comfortable for swing strategies.
$200K Challenge → $2M Scale
Price (HELLO)~$799
Profit Target Step 110%
Daily DD~3-5%
Max DD (Master, locked)Initial balance
Max Scale$2M
Top tier. Master stage locks max DD at initial balance — biggest advantage vs trailing DD competitors.
How does the FundingPips consistency rule work?
Evaluation Stage
Profit target: 10% (Step 1), lower for Step 2.
Daily drawdown: 3-5% of starting balance.
Max drawdown: 6-10% (varies by plan tier).
Time limit: None.
Daily drawdown: 3-5% of starting balance.
Max drawdown: 6-10% (varies by plan tier).
Time limit: None.
"Once the equity is in 5% profit, the maximum loss limit will be locked in at the initial balance" — quoted from fundingpips.com terms.
Master (Funded) Stage
Max DD: Locked at initial balance once 5% profit is hit (static).
Profit split: 100%.
Payouts: Daily, zero denial.
Scale: Up to $2M.
Profit split: 100%.
Payouts: Daily, zero denial.
Scale: Up to $2M.
Static drawdown locked at start balance is rare — most competitors keep trailing throughout the lifetime.
Payout & Reward Cycle
Frequency: Daily payouts on Master accounts.
Profit split: 100% to trader.
Stated policy: "Zero denial" payouts — per fundingpips.com homepage.
Profit split: 100% to trader.
Stated policy: "Zero denial" payouts — per fundingpips.com homepage.
$253M+ paid out across 3M+ traders supports the daily payout claim at industry scale.
Trading Rules
News trading: Generally allowed (verify per challenge).
Weekend holding: Allowed on most plans.
EAs / Algo: Allowed on MT5 / cTrader.
Min trading days: Varies (typically 3-5 days).
Weekend holding: Allowed on most plans.
EAs / Algo: Allowed on MT5 / cTrader.
Min trading days: Varies (typically 3-5 days).
Confirm specific plan terms at checkout — rules can vary between 1-step, 2-step, and Instant Funding products.
How much does it cost to trade with FundingPips?
Challenge Cost
FundingPips’ entry ticket is $33 for a $5K account — the cheapest of the firms compared on this page.
Active discount (May 2026):
- HELLO — 20% OFF first purchase (homepage banner)
- Reset discounts available on retry purchases
- Disclosure: the FundingPips links on this page are affiliate links and the HELLO code is part of that paid arrangement — Top30ForexBrokers earns a commission on purchases made through them. Prices and rules are FundingPips’ own; check fundingpips.com before buying.
Cost per $1,000 of simulated capital, at list price: $6.60 on the $5K challenge ($33 ÷ 5) and $4.49 on the $100K challenge ($449 ÷ 100) — the price falls as the account gets bigger. With the HELLO code the $5K challenge works out at about $5.28 per $1,000, but that is a discounted price: the competitor figures in the comparison below are list prices and are not discounted.
Spreads & Commission
FundingPips uses raw ECN-style spreads across Match-Trader, MT5 and cTrader. Per-lot commission is platform-defined and shown in your trading dashboard.
Indicative round-trip costs:
• Major FX: ~$3-4 / round-trip lot
• XAUUSD: ~$5-7 / round-trip lot
• Indices CFD: spread-only on most
• Major FX: ~$3-4 / round-trip lot
• XAUUSD: ~$5-7 / round-trip lot
• Indices CFD: spread-only on most
Confirm exact figures in your dashboard before live trading.
Cost vs Competitors
For a $100K challenge, every row below is the firm’s list price — no discount code applied to any of them:
| Firm | ~$100K Cost (list) | Cost/$1K |
|---|---|---|
| FundingPips | $449 | $4.49 |
| FundedNext 2-Step | ~$549 | $5.49 |
| FTMO $100K | ~€540 | ~€5.40 |
Why list price: with the HELLO code FundingPips’ $100K challenge comes to about $359, or $3.59 per $1,000. That is a discounted price, and the FundedNext and FTMO figures are not discounted, so putting them in the same column would overstate the gap by roughly a third. The table above compares like with like. The HELLO code is part of an affiliate arrangement — see the disclosure lower down this page.
Edge: even at list price FundingPips is the cheapest of the three firms compared here — $4.49 per $1,000 of simulated capital against $5.49 at FundedNext — and the only one of the three with a 100% split. The FTMO price is quoted in euros and is not converted here, so treat that row as indicative rather than directly comparable.
Which countries cannot use FundingPips?
Restricted Countries (195+ Supported)
FundingPips operates in 195+ countries — one of the most permissive prop firms globally. Per third-party verification (Feb 2026), the following are excluded:
🇦🇪 UAE🇻🇳 Vietnam🇰🇵 N. Korea🇮🇷 Iran🇨🇺 Cuba🇸🇾 Syria🇷🇺 Russia🇧🇾 Belarus
Why it matters: The UAE exclusion is unusual — most prop firms accept UAE traders. Vietnam plus standard OFAC sanctions is otherwise a typical list. Verify before purchase.
Video Guides & Reviews
Watch: 4 FundingPips Reviews
Four community video reviews of FundingPips — challenge rules, payout proof, beginner guide, and FTMO comparison.
FundingPips Pros and Cons
✅ Pros
- Cheapest challenge entry in prop trading — from $33 ($26 with HELLO)
- 100% profit split — highest possible reward structure
- Daily payouts with stated "zero denial" policy
- $253M+ paid out across 3M+ traders (verified on fundingpips.com)
- 4.5/5 Trustpilot with 56,288 reviews — clean profile, no warnings
- 195+ countries supported globally
- Master Stage drawdown locks at initial balance (static)
- Scale up to $2M funded account
⚠️ Cons
- Tight 3-5% daily drawdown — strict risk management required
- UAE and Vietnam excluded (unusual for the space)
- Some YouTube reviews mention "hidden rules" — read terms carefully
- 10% Step 1 profit target is firm — no flex
- CFDs only — no native futures or stocks brokerage
- Light publicly-disclosed regulatory footprint
How much does a FundingPips prop firm account cost?
Promotional pricing recorded at the time of review — check fundingpips.com for the offer running today:
HELLO— 20% OFF first purchase (homepage promo banner)
$5K Challenge
CFDs · $5,000
$33
$26
code HELLO
Profit target: 10%
Daily DD: 3-5%
Max DD: 6-10%
Split: 100%
$10K Challenge
CFDs · $10,000
$59
$47
code HELLO
Profit target: 10%
Daily DD: 3-5%
Max DD: 6-10%
Split: 100%
$25K Challenge
CFDs · $25,000
$129
$103
code HELLO
Profit target: 10%
Daily DD: 3-5%
Max DD: 6-10%
Split: 100%
$50K Challenge
CFDs · $50,000
$249
$199
code HELLO
Profit target: 10%
Daily DD: 3-5%
Max DD: 6-10%
Split: 100%
$100K Challenge
CFDs · $100,000
$449
$359
code HELLO
Profit target: 10%
Daily DD: 3-5%
Max DD: 6-10%
Split: 100%
$200K Challenge
CFDs · $200,000
$799
$639
code HELLO
Profit target: 10%
Daily DD: 3-5%
Max DD: 6-10%
Split: 100%
$5K Instant
CFDs · $5,000
$99
$79
code HELLO
Profit target: N/A
Daily DD: 3-5%
Max DD: 6-10%
Split: 100%
$25K Instant
CFDs · $25,000
$449
$359
code HELLO
Profit target: N/A
Daily DD: 3-5%
Max DD: 6-10%
Split: 100%
$100K Instant
CFDs · $100,000
$1599
$1279
code HELLO
Profit target: N/A
Daily DD: 3-5%
Max DD: 6-10%
Split: 100%
Master Scale → $2M
CFDs · $2M
$—
$—
code HELLO
Profit target: 5% lock
Daily DD: —
Max DD: Static
Split: 100%
Indicative pricing — confirm exact post-discount total at fundingpips.com checkout.
FundingPips vs FTMO vs FundedNext
FundingPips vs two most-compared rivals:
| Feature | FundingPips | FTMO | FundedNext |
|---|---|---|---|
| Profit Split | 100% | 90% | Up to 95% |
| Cheapest Entry | $33 | ~€89 | ~$59 |
| Max Account (and scaling ceiling) | $200K challenge, scales to $2M | $200K challenge, scales to $2M | $300K |
| Master Stage DD | Locked at start | Static | Balance-based |
| Payout Frequency | Daily | Bi-weekly | 5d/Bi-weekly |
| Trustpilot | 4.5 / 56,288 | 4.8 (ftmo.com publishes the score, not a review count) | 4.5 / 68,707 |
Verdict: FundingPips wins on entry price ($33 against ~€89 at FTMO) and on profit split (100% against 90%). It does not win on scale: FTMO’s Scaling Plan reaches the same $2,000,000 ceiling. FTMO has the higher Trustpilot score (4.8). FundedNext pays a Challenge Phase reward that neither of the other two offers.
Source for the FTMO column, checked 17 September 2026: the largest FTMO Challenge account is $200,000 (ftmo.com/en/trading-objectives/: “Up to $200,000 account”), and the Scaling Plan grows an FTMO Account by 25% every four months “up to the maximum limit of $2,000,000 (across all your FTMO Accounts)” (ftmo.com/en/scaling-plan/). An earlier version of this table gave FTMO’s maximum as $400K and its Trustpilot count as 25K+; neither figure is published by FTMO.
Is FundingPips legit and worth it?
★ Check Trustpilot for current rating
20% off — code HELLO
FundingPips
100% split · From $33 · Daily payouts
★ 4.5 / 5 · 56,288 reviews
$253M+ paid · 3M+ traders
USE CODE HELLO — 20% OFF
Try FundingPips →Advertising disclosure: the FundingPips links on this page are affiliate links and the promo code HELLO is part of that commercial arrangement. Top30ForexBrokers is paid a commission if you buy a challenge after clicking through, including when the code is used. That is how this page is paid for. It does not change the prices, drawdown limits or consistency rules described above — those come from FundingPips’ own published terms and you should confirm them on fundingpips.com before you buy.
Why traders pick FundingPips: the cheapest challenge entry of the firms compared on this page (from $33 at list price), a full 100% profit split, daily payouts with a stated “zero denial” policy, and $253M+ already paid out to over 3M traders. At list price the $100K challenge works out at $4.49 per $1,000 of simulated capital, against $5.49 at FundedNext — cheapest of the three compared here, though we have not priced every firm in the category. With the HELLO code the $5K challenge enters at around $26, but that is a discounted price and the comparison figures above are not discounted. The Master Stage drawdown locking at initial balance (versus perpetual trailing) is a structural advantage rare among competitors. 4.5/5 Trustpilot across 56,288 reviews with a clean profile is one of the strongest reputational signals among CFDs prop firms. What this page still cannot tell you: FundingPips’ registered company name, its jurisdiction and its registration number are not stated here, because fundingpips.com could not be reached from our checks on 17 September 2026 (the site returned a security checkpoint). A company registration is not financial regulation in any case: there is no client-money segregation requirement and no compensation scheme behind a prop-firm challenge, and your recourse in a dispute is the firm’s own process.
Frequently Asked Questions
FundingPips is a multi-asset CFD prop firm that funds traders through a two-step evaluation. Challenge accounts run from $5,000 to $200,000 and can be scaled to $2 million through the Master account programme, and the firm states it operates across 195+ countries. Traders who reach the funded Master stage keep a 100% profit split, with payouts available daily.
No. FundingPips supports three platforms — Match-Trader, MetaTrader 5 and cTrader — and MT4 is not among them. MT5 and cTrader both accept expert advisors, so EA and algorithmic strategies are still possible; Match-Trader is the web and mobile option.
The headline features are a 100% profit split on funded (Master) accounts, daily payouts, and challenge sizes from $5K to $200K that scale to $2M. Evaluation is two steps with a 10% Step 1 profit target and no time limit, and once equity reaches 5% profit at Master stage the maximum loss limit is locked at the initial balance instead of trailing. Trading runs on Match-Trader, MetaTrader 5 or cTrader.
Entry starts at $33 for a $5,000 challenge. With the discount code listed on this page, the tiers shown here work out at roughly $26 ($5K), $103 ($25K), $359 ($100K) and $799 ($200K) — about $3.59 per $1,000 of buying power at the $100K tier. Promotional pricing changes, so confirm the current figure at checkout rather than relying on a published promo price.
For: one of the cheapest entry tickets in prop trading from $33, a 100% profit split, daily payouts, scaling to $2M, and a static drawdown locked at the initial balance once a Master account is 5% in profit. Against: the 3-5% daily drawdown is tight — roughly $150-$250 of room on a $5K account — the 6-10% maximum drawdown counts floating losses, there is a consistency requirement at Master stage, and MT4 is not offered.
This page does not publish a leverage figure for FundingPips, and terms can differ between plan types, so the plan you buy is the only reliable source — check it at checkout. What the page does document are the limits that matter more in practice than the leverage cap: a 3-5% daily drawdown and a 6-10% maximum drawdown during evaluation, with floating losses counted.
On cost, FundingPips is the cheaper route: the comparison on this page puts a $100K challenge at about $359 against roughly €540 at FTMO. FundingPips advertises a 100% profit split with daily payouts, while FTMO is listed here at a 90% split with a longer track record and clearer regulatory footing through its Czech-regulated affiliate. Cost favours FundingPips; regulatory clarity favours FTMO.
The alternatives compared on this page are FTMO (90% split, stronger regulatory footing, higher entry cost), FundedNext (a 15% challenge-phase reward, split up to 95%, news trading allowed), The5%ers (instant funding from $6K with no evaluation, scaling to $4M) and Goat Funded Trader (a similar price point with slightly higher maximum drawdowns).
Yes. Challenges are sold in six sizes — $5K, $10K, $25K, $50K, $100K and $200K — priced by size, and a funded Master account can then scale up to $2M. The evaluation structure is the same across sizes (10% Step 1 target, a lower Step 2 target, 3-5% daily and 6-10% maximum drawdown, no time limit), so the real decision is how much buying power you want against the entry fee.
Because the rules decide the outcome more than the headline numbers do. The 100% split and the $33 entry are the marketing; the 3-5% daily drawdown, the 6-10% maximum drawdown that counts floating losses, the consistency requirement at Master stage, the restricted-country list and the absence of MT4 are what actually fail traders or rule the firm out. This review sets those side by side before you pay.