The Concept Trading Review

Scale to $50M

Instant funding fast scaling no time limits

50–90% Profit Split

Weekly payouts 24/7 support any style allowed

Static Drawdown

3–10% by tier single rule no daily DD

Programs from $65

Six programs 1:200 leverage up to 3 accounts

📊 The Concept Trading at a Glance — Brand Profile & Stats

🏢 Who is The Concept Trading?

The Concept Trading®
Instant-funding prop firm
Origin🇦🇺 Australia
AwardsBest New Prop Firm AU 2023; Global 2025
ModelInstant funding & fast scaling
Max capitalUp to $50,000,000
AccountsUp to 3 at once
Websitetheconcepttrading.com
Why it matters: An instant-funding model means you can trade firm capital after a single assessment (or none, on some tiers) — far faster than multi-phase challenges, with scaling toward eight figures.

💰 Split & Payouts

Getting paid
Profit split50% – 90%
Payout cycleWeekly
Support24/7
Time limitsNone
Trading stylesAny (EAs, news, scalping)
Why it matters: Weekly payouts plus a no-time-limit, any-style policy suits traders who use news or algorithmic strategies that stricter firms ban.

🧭 Programs

Six funding tiers
Foundation2-stage · from $65
Traditional6% target · from $97
Premier7% target · from $297
Xtreme11-step scaling · from $300
Empire10% target · from $997
Scaling+50% to +80% per milestone

📉 Drawdown & Rules

Risk model
Drawdown typeStatic (balance-based)
Foundation DD6%
Traditional DD4%
Premier DD5%
Xtreme DD3%
Empire DD10%
Why it matters: Static drawdown is calculated on your starting balance and doesn't trail your profits — easier to manage than a trailing model and rare among instant-funding firms.

⚙️ Leverage & Scaling

Trading conditions
Leverage (most tiers)1:200
Leverage (Xtreme)1:30
Max capital$50M (Xtreme, 11 steps)
SpreadsPro / raw
RestrictionsNone on style

⭐ Reputation & Reviews

What traders say
Trustpilot4.6 / 5
Reviews106
“The most reliable trading…” · “Professional and Reliable” · “Very quick in response.” — Trustpilot
Rating verifiable on Trustpilot. As always, start small and confirm payout terms.

Top The Concept Trading Alternatives

FundedNext

FundedNext
Reward-driven
Large, heavily-reviewed firm that also offers instant and express models. Compare scaling caps and payout cadence.

FTMO

FTMO
Most established
The benchmark challenge-based firm. No instant funding, but the longest payout track record in the industry.

The5ers

The5ers
Instant funding
Direct instant-funding competitor with a low-drawdown program and gradual scaling.

Funding Pips

Funding Pips
Low-cost
Budget 2-step challenges. Cheaper entry, but no $50M-style scaling ladder.

⚖️ Position Limits & Drawdown by Program

Foundation

Foundation
Entry tier
Assessment2-stage, 3-day min
Static drawdown6%
ScalingNone
PayoutUp to 90%
Starts at$65
Why it matters: The cheapest way to test the firm — a true 2-stage evaluation before you risk a larger program fee.

Traditional

Traditional
Core tier
Profit target6% per level
Static drawdown4%
Max capital$2M
Leverage1:200
Starts at$97

Xtreme

Xtreme
Max scaling
Profit target6%
Static drawdown3%
Max capital$50M (11 steps)
Leverage1:30
Starts at$300
Tightest 3% drawdown but the largest scaling ceiling — for disciplined risk managers.

Xtreme — from $300

6% profit target, +80% capital, up to $50M across 11 steps, static 3% drawdown, 1:30 leverage — maximum scaling.

📊 Scaling & Rules by Program

Premier

Premier
Scale trigger7% profit milestone
Capital increase+70%
Max capital$10M
Static drawdown5%
Consistency ruleNone

Empire

Empire
Scale trigger10% profit target
Capital increase~+50%
Max capitalup to $15M+
Static drawdown10%
Consistency ruleNone

Traditional

Traditional
Scale trigger6% per level
Capital increase+70%
Max capital$2M
Static drawdown4%

Common Rules

Across all programs
Time limitNone
Trading styleAny allowed
Daily drawdownNone (static only)
Why it matters: No daily drawdown and no time limit removes two of the most common reasons traders fail challenges elsewhere.

💵 Commissions & Trading Costs

Program Fees

One-time program fees
Foundationfrom $65
Traditionalfrom $97
Premierfrom $297
Xtremefrom $300
Empirefrom $997
Why it matters: A wide price ladder lets you match spend to ambition — test cheap on Foundation, then graduate to high-cap tiers.

Leverage & Spreads

Execution
Leverage1:200 (1:30 Xtreme)
SpreadsPro / raw
PlatformsIndustry-leading platforms
MarketsFX · indices · metals · more

Cost vs Peers

Entry tier, approx.
The Concept (Foundation)$65
FundedNext ($5K)~$39
FTMO (€10K)~€89
Approximate — confirm live. The Concept's edge is the scaling ceiling, not the cheapest entry.

🚫 Restricted Countries

Eligibility

The Concept Trading advertises “no restrictions” on trading style. It does not publish a country list on its homepage; internationally sanctioned jurisdictions are standard exclusions:
🇰🇵 North Korea🇮🇷 Iran🇸🇾 Syria🇨🇺 Cuba
Confirm your country's eligibility in the firm's Terms before purchasing.

🎥 Video Guides & Reviews

Watch: The Concept Trading Reviews

The Concept Trading Pros and Cons

✓ Pros
  • Instant funding — trade firm capital after one assessment
  • Scale to $50M with fast per-milestone increases
  • Static (non-trailing) drawdown, no daily DD
  • Any trading style allowed (news, EAs, scalping)
  • Weekly payouts, up to 90% split
  • No time limits on evaluations
  • Strong Trustpilot rating (4.6) across 100+ reviews
✕ Cons
  • Higher-tier fees are steep (Empire from $997)
  • Headline $50M cap needs 11 scaling steps (Xtreme)
  • Xtreme leverage is lower (1:30)
  • Profit split starts at 50% on some tiers
  • Smaller, younger firm than FTMO/FundedNext

The Concept Trading Pricing & Plans

One-time program fees, verified live from theconcepttrading.com. Frequent promo codes run on site — confirm the current discount at checkout.

Foundation
2-stage · up to 90%
from $65
Get This Plan →
Traditional
up to $2M · 4% DD
from $97
Get This Plan →
Premier
up to $10M · 5% DD
from $297
Get This Plan →
Xtreme
up to $50M · 3% DD
from $300
Get This Plan →
Empire
up to $20M · 10% DD
from $997
Get This Plan →

The Concept Trading vs FTMO vs FundedNext

How The Concept Trading stacks up against two of the most-trusted forex prop firms.

MetricConcept TradingFTMOFundedNext
Entry pricefrom $65€89 (~$95)~$67
Profit split50–90%up to 90%up to 95%
DrawdownStaticStatic (max)Static/trailing
PayoutsWeeklyBi-weekly/on-demandOn-demand
Max capital$50M$2M (scaled)$4M
Trustpilot4.5 / 54.8 / 54.5 / 5

Competitor figures are widely published and change over time — verify before buying.

Why Choose The Concept Trading?

★ Trustpilot 4.5 · 428 reviews
Programs from $65 · up to 90% split
Get Funded →
The Concept Trading
Award-winning Australian prop firm
★ 4.5 / 5 · 428 reviews
50–90% split · scale to $50M
FOUNDATION FROM $65 · WEEKLY PAYOUTS
Get Funded →

Why Choose The Concept Trading?

Why traders pick The Concept Trading starts with credibility: it is an award-winning Australian firm operating under a real financial-services chain (Corporate Authorised Representative of Vested Equities, AFSL 478987) — a level of regulatory transparency most prop firms can’t point to. Add a strong 4.5/5 Trustpilot across 428 reviews, weekly payouts, static drawdown and scaling all the way to $50M, and you have one of the more trustworthy funded programs in 2026.

The honest trade-off: the headline 90% split and the largest capital are reserved for specific programs and require multiple scaling steps, and the top tiers (Empire from $997) aren’t cheap. But the low-cost Foundation program from $65, the “any style allowed” rules and no time limits make it easy to start small and scale. Confirm your program’s exact split and the current promo code at checkout, and review eligibility in the Terms before buying.

Get Funded with The Concept Trading →

Frequently Asked Questions

The Concept Trading is an Australian prop firm operated by The Concept AU/NZ Pty Ltd, a Corporate Authorised Representative of Vested Equities Pty Ltd (AFSL 478987). It holds industry awards and a 4.5/5 “Excellent” Trustpilot rating from 428 reviews. As with all prop firms, funded accounts are a simulated/evaluation model rather than a retail brokerage account.
The split is tiered from 50% up to 90%, depending on the program. The headline 90% applies on specific tiers, so check your chosen program before buying.
Programs start at $65 (Foundation), $97 (Traditional), $297 (Premier), $300 (Xtreme) and $997 (Empire), as one-time fees. Promo codes frequently reduce these — verify the current code at checkout.
Payouts are processed weekly with round-the-clock support. KYC verification applies before your first payout.
Targets range by program: 6% per level (Traditional, Xtreme), 7% (Premier) and 10% (Empire), with static drawdown of 3–10% depending on tier. Foundation uses a 2-stage assessment with a single 6% drawdown rule and a 3-day minimum.
Accounts scale at each profit milestone — typically a 70–80% capital increase per step — up to a maximum of $50M on the Xtreme program. You can trade up to three funded accounts at once.
Trading is on the Match-Trader platform with pro-grade spreads and TradingView charting. Leverage is 1:200 on most programs and 1:30 on Xtreme. News trading, scalping and EAs are allowed with no time limits.
Pros: genuine Australian regulatory chain, 4.5/5 Trustpilot, weekly payouts, static drawdown, scaling to $50M and a $65 entry. Cons: the 90% split and largest capital are tier-dependent and require scaling, and top programs are pricey.
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