PipFarm Review
99% Profit Split
7-Day Payouts
Account Sizes
Free cTrader
📊 PipFarm at a Glance — Brand Profile & Stats
🏢 Who is PipFarm?
PipFarm is an online FX-focused simulated trading and funding firm founded by James, the founder featured in their "Become a better trader" series. The firm runs monthly live "Roundup" sessions where the founder personally answers community questions — a level of transparency rarely seen in this industry.
Where most prop firms hide behind a faceless logo, PipFarm publishes the founder's name and broadcasts community Q&As publicly. The brand has scaled steadily to $4M+ paid to 1,000+ traders per the homepage counter (verified 2026).
★ What 380 Real Traders Say
— recent Trustpilot review
— recent Trustpilot review
— recent Trustpilot review
💰 The Cheapest Path to $100K Funded
$100K Trading Challenge Pricing
| List price | $750 |
| With WELCOME30 (30% off) | $525 |
| Cost per $1K funded | ~$5.25 |
vs FTMO $100K: ~€540 (~$580)
vs The5%ers $100K: ~$595
🖥 Platform Stack
Account currencies: USD, EUR, GBP. JPY listed as coming soon.
📈 Markets: FX, Metals, Indices
PipFarm is FX-first, not futures. If you trade currencies, metals, indices or commodity CFDs, this is your firm.
- Major + Minor + Exotic FX pairs
- Gold, Silver, Oil (commodities)
- Major Indices (US, EU, UK)
- Cryptocurrency CFDs (select pairs)
⚖️ The 3 Rules That Actually Fail Traders
Three flavours: EOD Trailing (4%), Payout Trailing (5%), Equity Trailing (6%). The latter is the strictest — it follows your live equity.
Soft breach: caps your max risk-per-position at 2% of account size. Designed to prevent revenge trading, but can lock out scalpers with wide stops.
No single day can be more than 25% of your total profits at payout time. Forces multi-day, not one-shot, performance.
Top PipFarm Alternatives
🥇 FTMO ★★★★★
The original FX prop firm. Trustpilot 4.8 / 30K+ reviews. 80–90% profit split, biweekly payouts, MT4/MT5/cTrader/DXtrade. Costs ~10% more than PipFarm but has tighter spreads.
🥈 The5%ers ★★★★½
Instant funding pioneer with hyper-growth (HPR) and bootcamp models. Up to 100% profit split. Slightly stricter consistency rules than PipFarm.
🥉 FundedNext ★★★★
Up to 95% split, 15% scaling plan, no time limit on evaluation. Generous refund of fees on first payout.
⭐ MyForexFunds (MFF) ★★★★
Returned to the market after a 2023 regulatory pause. Now operates with stricter compliance. Account sizes up to $300K.
⚖️ Drawdown Rules by Account Size
$10K Account — Entry Tier
| Profit target (Instant 6%) | $600 |
| EOD Trailing Max Loss (4%) | $400 |
| Equity Trailing Max Loss (6%) | $600 |
| Pip Protector (2%) | $200/trade |
| First payout cap | $300 |
$50K Account — Sweet Spot
| Profit target (Instant 6%) | $3,000 |
| EOD Trailing Max Loss (4%) | $2,000 |
| Equity Trailing Max Loss (6%) | $3,000 |
| Pip Protector (2%) | $1,000/trade |
| First payout cap | $1,500 |
$100K Account — Pro Tier
| Profit target (Instant 6%) | $6,000 |
| EOD Trailing Max Loss (4%) | $4,000 |
| Equity Trailing Max Loss (6%) | $6,000 |
| Pip Protector (2%) | $2,000/trade |
| First payout cap | $3,000 |
📊 Consistency Rules by Mode
⚡ INSTANT — EOD Trailing
| Profit Target | 6% |
| First Payout Cap | 3% |
| EOD Trailing Max Loss | 4% |
| Pip Protector | 2% |
| Daily Consistency | 25% |
| Rank 2+ Max Loss | 5% |
Best for swing traders — drawdown locks at end of day, not on equity spikes.
★ INSTANT — Payout Trailing
| Profit Target | 6% |
| First Payout Cap | 3% |
| Payout Trailing Max Loss | 5% |
| Pip Protector | 2% |
| Daily Consistency | 25% |
| Rank 2+ Max Loss | 6% |
Middle-ground option — drawdown trails until you take a payout, then resets.
🔵 INSTANT — Equity Trailing
| Profit Target | 6% |
| First Payout Cap | 3% |
| Equity Trailing Max Loss | 6% |
| Pip Protector | 2% |
| Daily Consistency | 25% |
| Rank 2+ Max Loss | 7% |
Strictest mode — drawdown follows live equity tick-by-tick. Demands discipline.
🟣 STANDARD — Evaluation Mode
Two-phase challenge model for traders who want lower fees and don't mind a verification phase before live profit share.
| Time Limit | 90 days |
| Payout Interval | Every 7 days |
| Base Profit Share | Up to 99% |
| Loyalty Top-Up | +10% (=109%) |
💵 Commissions & Trading Costs
💱 FX Spreads & Commission
cTrader ECN-style execution with raw spreads + commission per side. Live spreads visible inside the dashboard pre-purchase.
| EUR/USD typical spread | ~0.1 pips |
| Commission (round-turn) | ~$7/lot |
| Swap on FX | Yes (overnight) |
Live numbers verify on cTrader inside the trader dashboard.
🎁 Customise-Your-Challenge Add-ons
PipFarm's pricing widget lets you stack modifiers — quoted directly from the live widget:
| +10% Profit Share | +20% fee |
| +1% Max Loss | +15% fee |
| Payout Interval (custom) | From $0 |
🏷 Promo Codes (Live Today)
Codes visible on pipfarm.com promo banner (verified 2026).
🚫 Restricted Countries
Where PipFarm Cannot Onboard Traders
PipFarm complies with international sanctions and KYC rules. Per their terms (verify on the live site), the following jurisdictions are restricted from purchasing challenges:
🎥 Video Guides & Reviews
Watch How Traders Rate PipFarm
Real reviews from independent YouTube traders. Click any video to play inside the page — no redirect.
