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The Funded Trader Reviews

Reviewed by Sajid Yakheen Published Updated How we rate

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The Funded Trader offers one, two and three-step challenges with a profit split reaching 90% and a $100,000 account from around $489. There is no minimum trading day requirement and no time limit on evaluations. Targets and drawdown limits differ by challenge type.

📊 Up to $600K Funded

TFT accounts to $600K Max $1.2M challenge $1K starter

📊 1/2/3-Step Programs

Phase 1 8% target No min days News allowed

📊 $100K from $489

1-Step model 8% target Balance-based DD

💻 4 Pro Platforms

Match-Trader DXTrade cTrader & Platform 5

📊 The Funded Trader at a Glance — Brand Profile & Stats

🏢 Who is The Funded Trader?

TFT logo
The Funded Trader (TFT)
Simulated forex prop firm — 1/2/3-step challenges
Founded
2021
Headquarters
🇺🇸 United States
Max Funded Cap
$600,000 per trader
Max Challenge Volume
$1.2 million
Programs Offered
5 (1/2/3-Step + variants)
Support
888-920-3079
Positioning: “A community for traders, by traders” — founder-led, Discord-first culture with active education on YouTube and Instagram.

★ What 22,012 Real Traders Say

★★★Trustpilot 3.0 / 5 · 22,012 reviews
AI summary: “Considering 840 reviews, most reviewers were somewhat happy with their experience overall. Many people are unhappy with the company’s customer service.”
Positive theme: Many traders praise the variety of challenge models and active payouts
Negative theme: Slow customer service response times reported repeatedly
Negative theme: Some issues during platform migrations and account access

💰 The Cheapest Path to $100K

$100K Challenge pricing (homepage widget):
Phase$100K Price
1-Step$489
2-Step$578
3-Step$519
Cheapest path: 1-Step at $489 — competitive with FTMO ($540 for $100K) and faster qualification.

🖥️ Platform Stack (4 Options)

TFT supports four trading platforms:
Match-Trader
Web/desktop · Beginner-friendly
DXTrade
Web · Beginner-friendly
cTrader
Advanced · ECN-style execution
Platform 5
Advanced · Multi-asset
Note: TFT advertises a “simulated” environment monitored by proprietary technology — trades replicate real market via dynamic execution.

📈 Profit Targets & Rules Snapshot

Headline rules from the homepage:
Phase 1 target
8%
Daily DD
Balance-based
Min days
None
Time limit
None
News trading
Allowed
Programs
5 variants
Trader-friendly: No minimum days and no time limits is unusual — FTMO and Topstep both enforce minimums.

⚠️ 3 Things Traders Get Wrong

Most-cited issues from real reviews & FAQ:
  1. Slow support response. Independent reviews repeatedly cite slow customer service — not a deal-breaker but plan for asynchronous email turnarounds.
  2. KYC required before payouts. ID verification (KYC/AML) is mandatory before any funded account or payout is issued.
  3. Crypto-only payment quirks. If paying in crypto, TFT only accepts ERC-20 addresses — use the wrong network and support cannot recover funds.
Reminder: TFT is explicitly a simulated evaluation firm — profit splits apply to simulated profits.

⚖️ Top The Funded Trader Alternatives

🥇 FTMO ★★★★★

$100K Challenge from $540. The original CFD prop firm — longest track record, paid out $200M+. 10% profit target, 5% daily DD, 10% max DD.
Best for: Traders wanting the most established CFD prop firm name.

🥈 FundedNext ★★★★½

15% profit share even from challenge phase on Stellar 1-Step. Multiple models, 90% split on scale-up. Strong reputation in EMEA.
Best for: Traders who want bonus payouts during the evaluation.

🥉 The5%ers ★★★★

High-Stakes & Bootcamp models with up to 100% scaling. No time limits. Funded since 2016 with long-running payout history.
Best for: Patient scalers who want a long-term growth path.

Other firms we have reviewed that offer 1-, 2- and 3-step challenges include Maven Trading and Goat Funded Trader.

⭐ MyForexFunds (closed) ★★★

⚠️ Closed in 2023 following CFTC/OSC action. Listed for reference — do not sign up. Use TFT, FTMO, or FundedNext instead.
Avoid: Active enforcement actions; not accepting new traders.

⚖️ What are The Funded Trader's challenge phases and drawdown rules?

⚡ 1-Step (Fastest path)

Phase 1 target
8%
Daily DD
Balance-based
Min days
None
Time limit
None
Best for: Confident traders ready to qualify quickly. $100K = $489.

📊 2-Step (Classic structure)

Phase 1
8% target
Phase 2
Lower target
Daily DD
Balance-based
Min days
None
Best for: Traditional FTMO-style traders. $100K = $578.

📊 3-Step (Most flexible)

Phases
3 stages
Targets
Lower per phase
Daily DD
Balance-based
Time limit
None
Best for: Conservative traders who want spread-out targets. $100K = $519.

📊 What account sizes does The Funded Trader offer?

💼 $10K-$50K Starter Accounts

Entry-level accounts for new prop-firm traders.
Profit split
Up to 90%
Phase 1 target
8%
Best for: Traders testing the TFT model with low capital risk.

💼 $100K-$200K Standard

The most popular tier — balances cost-to-payout efficiency.
$100K 1-Step
$489
$100K 3-Step
$519
Math vs FTMO: $489 ÷ $100K = $4.89 per $1K funded — ~9% cheaper than FTMO 2-Step.

💼 $300K-$400K Pro Tier

Top-end challenge sizes for scaled traders.
$300K (homepage)
$519+
$400K (homepage)
$578+
Cap: $600K maximum active funded volume per trader, $1.2M max challenge volume.

💵 How do The Funded Trader's profit split and payouts work?

💵 Profit Split & Payouts

Standard split
80% / 20%
Max with add-on
90% / 10%
First payout
After Funded Phase
KYC required
Yes (≤5 min)
Payout cadence: TFT does not publish a fixed payout schedule on the homepage — cadence is set in the Knowledge Center per program.

🎁 Add-ons & Customization

TFT’s pricing widget lets you stack multiple add-ons per challenge:
  • Profit split upgrade to 90/10
  • Higher leverage tiers
  • EA / news trading flexibility
  • Reduced phase 1 target options
Tip: Add-ons stack on the base price — budget your real all-in cost before checkout.

💸 Payment & Refund

Multiple payment options including card and crypto. Crypto via ERC-20 only — other networks not supported.
Access speed: Trading credentials delivered within 5 minutes of card payment, or after blockchain confirmation for crypto.
Refunds vary by program — check the specific program’s T&Cs in the Knowledge Center before purchase.

🚫 Which countries cannot use The Funded Trader?

🚫 Where TFT Does Not Accept Traders

Quoted from TFT’s own FAQ: “We currently do not offer our evaluation services to traders residing in the following countries.”
🇨🇺 Cuba🇮🇷 Iran🇰🇵 North Korea🇸🇾 Syria🇷🇺 Russia🇺🇦 Ukraine (Crimea, Donetsk, Luhansk regions)
Age requirement: 18+ for all programs.

🎥 Video Guides & Reviews

🎥 Watch Before You Buy

The Funded Trader | Honest Review
▶
The Funded Trader | Honest Review
Independent walkthrough of TFT’s challenge structure and payouts.
The Funded Trader TFT Prop Firm Short Review
▶
The Funded Trader TFT Prop Firm Short Review
Quick overview of TFT pricing, rules, and trading platforms.
TFT Denied Payouts? — Trader Experience
▶
TFT Denied Payouts? — Trader Experience
Critical perspective — what users report about payout disputes.
The Funded Trader Has a Huge Problem...
▶
The Funded Trader Has a Huge Problem...
A reviewer’s deep dive into operational issues at TFT.

the funding traders

⚖️ Know the Pros and Cons of The Funded Trader

The Funded Trader reviews highlight both advantages and limitations of the firm. Pros include structured evaluation programs, adjustable trading power, access to MT4 accounts, and opportunities to grow account size over time. Cons include strict challenge rules and higher fees compared to some The Funded Trader alternatives. Understanding the pros and cons of The Funded Trader helps traders make informed decisions, choose the right program, and prepare effectively for funded trading. This knowledge ensures traders can balance risk, maximize learning, and select the best platform suited to their experience and trading goals.

Read Alternative Tools : IC Markets Review | FreshForex Review | HotForex Review | Fortrade Review

💲 How much does a The Funded Trader challenge cost?

Pricing of The Funded Trader depends on account size and program type. Smaller accounts are affordable for beginners, while larger accounts cost more but offer higher reward potential. The Funded Trader reviews show its pricing is competitive. Reviewing plans of The Funded Trader helps traders select the most suitable account based on budget and trading goals.

⚖️ The Funded Trader vs FundingPips

Comparing The Funded Trader vs FundingPips shows differences in evaluation style, account flexibility, and funding speed. The Funded Trader reviews emphasize structured challenges and MT4 account access, while FundingPips offers faster account approval. Comparing The Funded Trader vs FundingPips helps traders decide between a disciplined program or quicker access to funded accounts.

🛡️ Is The Funded Trader legit and worth it?

★ Trustpilot · 3.0 / 5 · 22,012 reviews
$100K 1-Step from $489
Try The Funded Trader →
The Funded Trader
1/2/3-step simulated forex prop firm
★ 3.0 / 5 · 22,012 reviews
Up to 90% split · No min days · No time limits
USE CODE TFT10 — verify on TFT site
Try The Funded Trader →

The Funded Trader (TFT) is a US-based simulated proprietary trading firm offering 1-step, 2-step, and 3-step evaluation challenges with no minimum trading days and no time limits — one of the most flexible structures in the prop space. Successful evaluators graduate to a simulated funded account with profit splits up to 90% (with add-on), and TFT caps active funded volume at $600,000 per trader.

Pricing is competitive: the $100K 1-Step challenge sits at $489, roughly 9% cheaper than FTMO’s comparable program. The Phase 1 profit target is 8%, drawdown is balance-based, and news trading is allowed by default. TFT supports four trading platforms — Match-Trader, DXTrade, cTrader and Platform 5 — covering beginner web tools through to advanced ECN-style execution.

The trade-off: customer reviews repeatedly cite slow support response times, and TFT is explicitly a simulated/demo evaluation firm rather than a regulated broker. Read the per-program T&Cs and verify the active promo before paying.

❓ Frequently Asked Questions

The Funded Trader (TFT) is a proprietary trading firm that gives traders a funded account once they pass an evaluation. This review covers its 1-Step, 2-Step and 3-Step challenges — five programme variants in total — with funded accounts scaling up to $600K. TFT runs a simulated environment monitored by its own execution technology rather than a live retail brokerage account.
No — MetaTrader 4 is not part of the platform line-up documented on this page. The Funded Trader supports four platforms: Match-Trader and DXTrade (web-based, beginner-friendly), cTrader (advanced, ECN-style execution) and Platform 5 (advanced, multi-asset). Traders who specifically need MT4 should check the alternatives section on this page before buying a challenge.
The headline rules are an 8% Phase 1 profit target, balance-based daily drawdown, no minimum trading days and no time limit on the evaluation, with news trading allowed. Traders pick between 1-Step, 2-Step and 3-Step structures across five programme variants, and trade on Match-Trader, DXTrade, cTrader or Platform 5.
Pricing depends on the challenge structure and account size. The cheapest documented route to a $100K account is the 1-Step challenge at $489; starter sizes of $10K–$50K cost less, and the $300K–$400K tiers cost more. Because there is no time limit and no minimum trading day requirement, the fee is the main cost to weigh rather than a monthly subscription.
Pros: no minimum trading days, no time limit on the evaluation, news trading allowed, three challenge structures across five programme variants, and four platform choices. Cons: the 8% Phase 1 profit target is demanding, the trading environment is simulated rather than a live brokerage account, and neither MetaTrader 4 nor MetaTrader 5 is offered. The phase rules and account-size sections on this page set out the detail.
Leverage on The Funded Trader is set per programme and per platform, so check the figure shown on the challenge you are actually buying rather than assuming a site-wide number. What this review does document are the risk limits that sit alongside it: an 8% Phase 1 profit target, balance-based daily drawdown, no minimum trading days and no time limit.
Comparing The Funded Trader vs FundingPips shows differences in evaluation steps, funding speed, and account flexibility. The Funded Trader vs FundingPips reviews highlight structured programs for The Funded Trader and faster access with FundingPips. The Funded Trader comparison helps traders select the best platform for their goals.
Top The Funded Trader alternatives include FTMO, Earn2Trade, The5ers, and FundedNext. The Funded Trader alternatives reviews highlight differences in evaluation style, funding plans, and account types. Comparing The Funded Trader vs FundingPips and other alternatives helps traders make informed decisions.
Yes. TFT runs five programme variants across 1-Step, 2-Step and 3-Step structures. Challenge sizes start at $10K–$50K for new prop-firm traders, run through the $100K–$200K standard tier, and reach $300K–$400K for scaled traders, with funded accounts scaling to $600K. The 1-Step $100K challenge is listed at $489.
Because the details that decide whether a challenge suits you are not on the sales page: which of the four platforms you would actually be trading on, that the 8% Phase 1 target comes with no time limit but a balance-based daily drawdown, what the $100K 1-Step costs, and how those terms compare with FTMO, FundedNext and The5%ers. This review sets all of that out in one place.

Related The Funded Traders Alternatives & Reviews

The 5%ers Review 2026 Spiceprop Review WFunded Review Tradeday Review The Concept Trading Review Rebels Funding Review

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