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Lark Funding Review

Lark Funding is a CFD prop firm selling simulated accounts on DXTrade, cTrader and Match-Trader. 1-Step challenges run $200 to $1,500 (1-Step Fast from $99, 3-Step from $105) and pay an 80% split plus a monthly base reward of $50 to $1,000 while you qualify. The catches: a $40 fee on every payout, a $10,000 daily gain cap, a paid add-on to hold trades over the weekend, and no refunds.

80% Split + Monthly Base

80% on 1-Step and 3-Step 90% on Instant Monthly base $50 to $1000 on 1-Step

Challenges From $99

1-Step Fast $99 ($10K) 3-Step $105 to $750 Instant $200 to $4500

Static Drawdown, No Time Limit

1-Step 7% static 3-Step 5% static No minimum trading days

Riseworks Payouts, $40 Fee

Every 14 days on evaluations $100 minimum withdrawal $40 flat fee per payout

Lark Funding at a Glance — Brand Profile & Stats

Who is Lark Funding?

Operator: Lark Dashboards Inc. runs the website and services under licence from Lark Funding Inc.
Founded: July 2022 by Matt, who runs the MeetMattL YouTube channel (brand history page)
What it sells: Simulated CFD accounts on forex, indices, metals, crypto, oil and 100+ stock CFDs
Brand claims: “Trusted by 10,000+ traders”, a 15K+ Discord and 24/7 support in 20+ languages
Regulation: None. Lark says its only activity is demo trading education, so it is not authorised by a regulator

Source: larkfunding.com and the Lark Funding help centre, checked 23 Sep 2026.

Trustpilot Reputation

Score: 4.3 out of 5 from 525 reviews (claimed profile, no Trustpilot warning)
Praise: Support speed and payout speed come up most often
Complaints: Recent negative reviews centre on breaches and confusion over how many free resets an evaluation had
How to use it: Read the 1-star reviews from the last month before you buy, not the average

trustpilot.com/review/larkfunding.com, checked 23 Sep 2026.

Promotions

Seen on the site: A September promo adding a free reset to every 1-Step and 3-Step account, advertised as ending 30 Sep 2026 (Instant excluded)
Stacking: Lark says a discount code cannot be combined with a running promotion, and two promotions cannot be combined
Warning: Prop promos rotate every few weeks, so check the plan picker for the offer that is live on the day you buy

larkfunding.com and the Lark Funding help centre, checked 23 Sep 2026.

Platforms & Trading Costs

Platforms: DXTrade, cTrader and Match-Trader (no MetaTrader)
Markets: Forex, indices, metals, crypto, energies and 100+ stock CFDs; no futures or real shares
Commission: $7 per standard lot round turn on FX and metals; $0.02 a share on stocks; crypto, indices and oil are commission-free
Spreads: Raw spreads from third-party liquidity providers; Lark publishes demo credentials so you can check them live
Leverage: 1-Step 30:1; 3-Step and Instant 50:1 on FX, with lower leverage on metals, indices, stocks and crypto

Source: Lark Funding help centre, checked 23 Sep 2026.

Top Lark Funding Alternatives

FundingPips

Best for: Traders who want a cheap one-step or two-step challenge from a much larger firm.
Trustpilot 4.5 from 69,247 reviews (23 Sep 2026).
Read our FundingPips review →

FundedNext

Best for: Traders who want challenge, instant and futures accounts under one brand.
Trustpilot 4.5 from 79,686 reviews (23 Sep 2026).
Read our FundedNext review →

FTMO

Best for: Traders who want the longest public track record in forex prop trading.
1-Step and 2-Step challenges on MT4, MT5 and cTrader. Trustpilot 4.8 from 52,687 reviews (23 Sep 2026).
Read our FTMO review →

The5%ers

Best for: Traders who prefer growing the account over a fixed monthly reward.
High Stakes, Bootcamp and instant programmes with a scaling plan. Trustpilot 4.7 from 38,105 reviews (23 Sep 2026).
Read our The5%ers review →

We used to group Lark with Funded Trading Plus; note that its Trustpilot rating is currently hidden for a guideline breach.

What are Lark Funding’s targets and drawdown limits?

$10K and $25K accounts

$10K fee: $200 one-time (1-Step)
$10K monthly base: $50 a month while you qualify
$10K target / drawdown: $1,000 (10%) target, $700 (7%) static max loss, $500 (5%) daily loss
$25K fee: $300 one-time (1-Step)
$25K monthly base: $125 a month while you qualify
$25K target / drawdown: $2,500 (10%) target, $1,750 (7%) static max loss, $1,250 (5%) daily loss

1-Step figures from the larkfunding.com plan picker, checked 23 Sep 2026. No minimum trading days and no time limit.

$50K account

$50K fee: $500 one-time (1-Step)
$50K monthly base: $250 a month while you qualify
$50K target / drawdown: $5,000 (10%) target, $3,500 (7%) static max loss, $2,500 (5%) daily loss

1-Step figures from the larkfunding.com plan picker, checked 23 Sep 2026. No minimum trading days and no time limit.

$100K account

$100K fee: $800 one-time (1-Step)
$100K monthly base: $500 a month while you qualify
$100K target / drawdown: $10,000 (10%) target, $7,000 (7%) static max loss, $5,000 (5%) daily loss

1-Step figures from the larkfunding.com plan picker, checked 23 Sep 2026. No minimum trading days and no time limit.

$200K account

$200K fee: $1,500 one-time (1-Step)
$200K monthly base: $1,000 a month while you qualify
$200K target / drawdown: $20,000 (10%) target, $14,000 (7%) static max loss, $10,000 (5%) daily loss

1-Step figures from the larkfunding.com plan picker, checked 23 Sep 2026. No minimum trading days and no time limit.

How do Lark Funding’s programmes work?

Instant Funding

Prices: $200 ($5K), $400 ($10K), $1,125 ($25K), $2,750 ($50K), $4,500 ($100K)
Drawdown: 8% trailing from your highest closing balance; it locks at your starting balance once you are 8% up or take your first payout
Daily loss: 5%, measured from the previous day’s closing balance at 5 PM ET
Split and payouts: 90%; first payout on demand, then every 30 days
Small print: On $1,000 Instant accounts the total payout is capped at $100, minimum $50, with no $40 fee

Source: Lark Funding help centre, “Instant Master Account Details”, checked 23 Sep 2026.

1-Step Evaluation

Prices: $200 ($10K) to $1,500 ($200K), one-time
Rules: 10% target, 7% static max loss, 5% daily loss, no minimum days, no time limit
Funded: 80% split, payouts every 14 days, plus the monthly base reward
Extras: Smart Reset is free on 1-Step if you keep drawdown under 5% and risk 1% or less per trade

The only programme with the Lark Base monthly reward.

3-Step Evaluation

Prices: $105 ($10K), $175 ($25K), $280 ($50K), $370 ($100K), $750 ($200K)
Targets: 5%, then 4%, then 3%
Rules: 5% static max loss, no daily loss limit, no minimum days, 50:1 on FX
Funded: 80% split (a checkout upgrade raises it to 90%), payouts every 14 days
Smart Reset: 75% off a retry rather than free

The cheapest way into a large account, at the cost of three phases.

1-Step Fast, 100K Road & Smart Reset

1-Step Fast: $99 ($10K), $230 ($25K), $349 ($50K), $599 ($100K), $899 ($200K) with a 12% static drawdown and 3 free retries
100K Road: $99 for a $10K account; pass it to unlock $50K at $299, then $100K at $399 (list $800). Coupons last 45 days
Smart Reset: Free reset on 1-Step and 75% off on 3-Step, if you kept drawdown under 5% and never lost more than 1% on a trade
Funded reset: After breaching a funded account you can ask for a manual review; if approved it costs 3 to 5 times the original fee

Source: larkfunding.com and the Lark Funding help centre, checked 23 Sep 2026.

How much does it cost to trade with Lark Funding?

Profit Split & Monthly Base

Split: 80% on 1-Step and 3-Step; 90% on Instant, or on 3-Step with the paid upgrade
Monthly base: 1-Step only: $50, $125, $250, $500 or $1,000 a month by account size
How to qualify: Each 30 days you need 3 trading days with 0.5%+ gain and drawdown no worse than -3.5%
How to claim: Request it by email; Lark processes approved requests in 2 to 3 business days
Catch: The streak resets if you miss a month, and each base payment also loses the $40 processing fee

Source: Lark Funding help centre, “1-Step Career Evaluation Details”, checked 23 Sep 2026.

Payout Fees & Cadence

Cadence: Every 14 days on 1-Step and 3-Step; Instant pays first on demand, then every 30 days
Minimum: $100 per withdrawal
Fee: $40 flat per payout, taken off the amount you request
Rail: Riseworks; most payouts land in under 6 hours, with up to 3 business days allowed
Add-ons: Weekly payouts can be bought at checkout

On a $100 payout the $40 fee is 40% of it, so batch small withdrawals.

Drawdown & Daily Loss

1-Step: 7% static max loss (never trails) and a 5% daily loss limit
3-Step: 5% static max loss and no daily loss limit
Instant: 8% trailing max loss and a 5% daily loss limit
1-Step Fast: 12% static max loss
Reset time: Daily limits are calculated from the previous day’s close at 5 PM ET

Source: Lark Funding help centre, checked 23 Sep 2026.

Rules That Cost People Accounts

Gain cap: Daily and per-trade gains are capped at $10,000: one breach on an evaluation means restarting from phase 1 (a free evaluation, no refund), and three on a funded account close it
Stop losses: Every trade needs a stop loss; without one the system closes the trade (a soft breach)
All-or-nothing trading: Banned, with guideline margin use of 50% on FX and metals and 75% elsewhere, and 1.5% risk per idea
Weekends: Trading is disabled at 3:45 PM ET on Friday and open trades are closed unless you buy the Hold Over The Weekend add-on (10% of the account fee)
Inactivity: One trade every 30 days, or the account breaches

Source: Lark Funding help centre, “Prohibited Trading Strategies”, checked 23 Sep 2026.

What Lark Allows

News trading: Allowed, with no separate news window
Scalping and hedging: Scalping is allowed; hedging inside one account is allowed, but not between accounts
EAs and copiers: EAs are allowed (no public API); you may copy from an outside account into one evaluation, and across funded accounts
Consistency rule: None, in the evaluation or when funded
Overnight: Allowed, with swaps unless you take a swap-free account

Source: Lark Funding help centre, checked 23 Sep 2026.

Fees, Limits & Refunds

Refunds: The challenge fee is not refundable
Capital limit: $200,000 in funded evaluation accounts at once, or $100,000 on Instant; extra passes wait in line
Add-ons: Weekend holding 10% of the fee, weekly payouts, 90% split upgrade on 3-Step
Commission: $7 per standard lot round turn on FX and metals; $0.02 a share on stocks
Gain Protector: If you breach the daily limit but kept losses under 1% and traded 5+ days, Lark says it still pays the gains

Source: Lark Funding help centre, checked 23 Sep 2026.

Video Guides & Trader Feedback

▶ Watch 4 Lark Funding Reviews

Lark Funding Prop Firm Review

Lark Funding Prop Firm Review: Watch This Before Purchasing

Prop Firms Daily — pre-purchase walkthrough

Biggest Changes in Lark Funding History

The Biggest Changes in Lark Funding History

MeetMattL (founder) — feature rollout recap

Lark Funding Prop Firm Review 2024

Lark Funding Prop Firm Review 2024

Blue Edge Financial — full third-party review

Leverage and Drawdown Boosts

Lark Funding Just Got WAY More Trader-Friendly

PropFirmsCompared — leverage & DD update analysis

What Reviewers Like

Support: Fast, human replies are the most common praise on Trustpilot
Payout speed: Riseworks payouts usually arrive the same day
Rules: No consistency rule, no news restriction and no minimum days

Summarised from the Trustpilot profile, 23 Sep 2026.

What Reviewers Complain About

Breaches: Several recent reviews describe accounts breached on rules the trader did not expect, including reset limits
Fees: The $40 payout fee and the 10% weekend add-on surprise people
Our take: Read the newest 1-star reviews and the rule articles before buying a large account

Trustpilot, 23 Sep 2026.

Payout Evidence

What Lark shows: A carousel of payout certificates on its homepage, with amounts from about $180 to $1,000+
What we can verify: That the carousel exists; we cannot audit individual payouts
Independent check: Trustpilot reviews mentioning received payouts, and the firm’s Discord

Treat brand payout counters as claims, not verified totals.

Community & Support

Discord: 15,000+ members (brand claim)
Support: 24/7, advertised in 20+ languages
Founder: Matt, who publishes on the MeetMattL YouTube channel

Source: larkfunding.com, 23 Sep 2026.

Which countries cannot use Lark Funding?

Restricted Countries — Official Lark List (6)

Lark Funding says it is not available in these places:

🇮🇷 Iran🇰🇵 North Korea🇲🇲 Myanmar🇷🇺 Russia🇧🇾 Belarus🇨🇦 Quebec (Canada)

Also check Riseworks: payouts run through Riseworks, so your country and state must be supported there as well. Lark links to the Riseworks unsupported-countries list, which is longer than its own.

Source: Lark Funding help centre, “What countries are we available in?”, checked 23 Sep 2026. Traders must be 18 or older.

Lark Funding Pros and Cons

Pros

  • Monthly base reward of $50 to $1,000 on 1-Step, paid even in a flat month
  • No consistency rule, no news restriction and no minimum trading days
  • Static drawdown on 1-Step (7%) and 3-Step (5%); nothing trails against you
  • Cheap entry: 1-Step Fast from $99 and 3-Step from $105
  • Free Smart Reset on 1-Step (75% off on 3-Step) if you traded inside the risk rules
  • Payouts every 14 days through Riseworks, usually inside 6 hours
  • Three platforms: DXTrade, cTrader and Match-Trader

Cons

  • $40 flat fee on every payout, including each monthly base payment
  • Weekend holding costs an extra 10% of the account fee
  • Gains are capped at $10,000 per day or per trade, with hard penalties
  • Every trade needs a stop loss or the system closes it
  • Challenge fees are never refunded
  • Trustpilot 4.3 from only 525 reviews (23 Sep 2026): a small record for a 2022 firm
  • Simulated accounts from an unregulated operator; Quebec, Russia, Belarus, Iran, North Korea and Myanmar are excluded

How much does a Lark Funding challenge cost?

Every Lark plan is a one-time fee with no time limit and no renewal, and none of it is refundable. These prices come from the plan pickers on larkfunding.com, checked 23 Sep 2026.

Size1-Step Fast1-Step3-StepInstant100K Road
$5K$200
$10K$99$200$105$400$99
$25K$230$300$175$1,125
$50K$349$500$280$2,750$299
$100K$599$800$370$4,500$399
$200K$899$1,500$750

100K Road prices unlock in order: $99 for the $10K, then $299 for the $50K, then $399 for the $100K. A September promo added a free reset to 1-Step and 3-Step accounts until 30 Sep 2026. Add-ons cost extra: weekend holding is 10% of the fee, and 3-Step can be upgraded to a 90% split.

See Lark Funding plans →

Lark Funding vs FundingPips vs FTMO

Only figures we checked on 23 Sep 2026 are shown; for each competitor’s prices and rules, read the full review.

Lark FundingFundingPipsFTMO
Trustpilot (23 Sep 2026)4.3 from 5254.5 from 69,2474.8 from 52,687
Cheapest entry$99 (1-Step Fast $10K)See our FundingPips reviewSee our FTMO review
Funded split80%, or 90% on InstantSee our FundingPips reviewSee our FTMO review
Monthly base reward$50 to $1,000 on 1-StepNoNo
Payout fee$40 per payoutSee our FundingPips reviewSee our FTMO review
PlatformsDXTrade, cTrader, Match-TraderSee our FundingPips reviewMT4, MT5, cTrader

Verdict: Lark is the only one of the three paying a monthly base, and its static drawdown is friendlier than most. Against that, it is a smaller firm with a $40 fee on every payout. Traders comparing it with OFP Funding are usually weighing the same thing: monthly income versus a larger, better-reviewed firm.

Why Choose Lark Funding? What Stands Out — and What to Watch

★ 4.3 / 5 · 525 reviews
80% split · $40 payout fee · from $99
Try Lark Funding →
Lark Funding
Payouts every 14 days · 80% split · Monthly base
★ 4.3 / 5 · 525 reviews (23 Sep 2026)
$40 fee per payout · from $99
CHECK THE PLAN PICKER FOR TODAY’S OFFER
Try Lark Funding →

What stands out: Lark is the rare prop firm that pays you for turning up. On a 1-Step account, three trading days with a 0.5% gain and a drawdown no worse than -3.5% earn a monthly base of $50 to $1,000, on top of the 80% performance split. The drawdown is static, there is no consistency rule, no minimum days and no time limit, and entry is cheap: $99 for a $10K 1-Step Fast account or $105 for a $10K 3-Step.

What to watch: every payout, including each base payment, loses a $40 flat fee, so small withdrawals are expensive. Gains are capped at $10,000 a day and per trade, every trade needs a stop loss, and holding over the weekend costs another 10% of the account fee. Fees are never refunded, and with 525 Trustpilot reviews the public record is still small. Start on the cheapest account, take a payout, and only then scale.

All figures checked on larkfunding.com and its help centre, 23 Sep 2026.

Frequently Asked Questions

Lark Funding is a real firm run by Lark Dashboards Inc. and trading since July 2022, with 4.3 out of 5 on Trustpilot from 525 reviews (23 Sep 2026). Accounts are simulated and it is not regulated, so start on a small account and take a payout early.
On 23 Sep 2026: 1-Step $200 ($10K) to $1,500 ($200K), 1-Step Fast $99 to $899, 3-Step $105 to $750, and Instant $200 ($5K) to $4,500 ($100K). Every fee is one-time and none of it is refundable.
80% on the 1-Step and 3-Step programmes and 90% on Instant accounts. A checkout upgrade raises the 3-Step split to 90%. Payouts also lose a $40 flat processing fee.
On 1-Step accounts only. In each 30-day period you need at least 3 trading days with a 0.5% gain and a drawdown no worse than -3.5%. You then request $50, $125, $250, $500 or $1,000 by size, minus the $40 fee. Miss a month and the streak restarts.
1-Step and 3-Step accounts can request a payout every 14 days; Instant accounts get the first on demand and then every 30 days. The minimum is $100, a $40 fee applies, and Riseworks usually pays within 6 hours.
1-Step uses a 7% static maximum loss, 3-Step 5% static, 1-Step Fast 12% static and Instant an 8% trailing limit that locks at your starting balance once you are 8% up. Daily loss is 5% on 1-Step and Instant, with no daily limit on 3-Step.
No. There is no consistency rule and no minimum trading days on any programme. There is a $10,000 cap on gains per day and per trade, and breaking it restarts an evaluation or, after three times, closes a funded account.
Only with the Hold Over The Weekend add-on, which costs 10% of your account fee. Without it, trading is switched off at 3:45 PM ET on Friday and open trades and orders are closed.
If you keep drawdown under 5% and never lose more than 1% on a single trade, Lark gives a free reset on a 1-Step account or 75% off a 3-Step retry. 1-Step Fast accounts include 3 free retries.
Iran, North Korea, Myanmar, Russia, Belarus and the Canadian province of Quebec. Payouts run through Riseworks, so your country also has to be supported there.
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This site contains affiliate links. We may earn a commission when you sign up through them, at no extra cost to you. Trading is high risk — most retail traders lose money. Nothing here is investment advice.