Fintokei Review
Fintokei is a prop firm whose SwiftTrader route pays a 100% reward, with payouts averaging around three hours and native execution through TradingView. Accounts run from $10,000 to $400,000, and profit targets and drawdown limits vary by challenge type.
Up to 100% Reward
Bi-Weekly Payouts
Account Sizes
Fintokei by Purple
Fintokei at a Glance — Brand Profile & Stats
Brand Profile
Education & evaluation company for traders, part of the Purple Group (established 2011). CEO: David Varga. Verbatim mission: "We help traders from all over the world make the most of their trading potential. Quickly. Excitingly. Safely."
Source: fintokei.com homepage
Track Record
Quoted verbatim from the brand homepage: "Average payout $2,649 · Highest payout $69,896 · Payout time average 3h 4m."
Part of a multi-decade fintech group — Purple has been running brokerage and VC operations since 2011.
Trustpilot
Recent traders praise "Potentially the best prop firm", "Very good trading conditions", and the bi-weekly payout cadence. Some negative reviews exist around eligibility/banning decisions — read recent comments carefully.
Source: trustpilot.com/review/fintokei.com
Reward & Payouts
SwiftTrader: 100% · StartTrader: 50-100% · ProTrader: 80% (verbatim).
Bi-weekly payouts via bank transfer, crypto, or e-wallet (the fastest option per Fintokei FAQ: "the fastest way to receive your payout — you can have your money within seconds").
Platforms
Native TradingView execution is the standout — one of the few prop firms with full TradingView integration. MT5 and cTrader available for traders who prefer EAs or depth-of-market views.
Why it matters: TradingView users get a clean, modern charting workflow without switching apps.
Promo: NEW20
Quoted verbatim from the brand homepage: "Grab 20% off your first Fintokei challenge! Use promo code NEW20 at checkout."
Limited to your first-ever challenge purchase. Confirm at the cart before paying.
Top Fintokei Alternatives
FTMO
2-step, 80-90% split, €540 for $100K eval.
Vs Fintokei: FTMO has longer track record; Fintokei wins on TradingView native + e-wallet payouts in seconds.
The Funded Trader
Standard, Royal, Knight, Express plans; 80-90% split.
Vs Fintokei: TFT accepts US traders; Fintokei does not — geographic decider for North American traders.
MyForexFunds (Successor)
2-step + 1-step plans, 80-90% split.
Vs Fintokei: FundedNext has cheaper headline pricing; Fintokei wins on parent group depth (Purple) + €4M scaling ceiling.
Read our full FundedNext review
Other prop firms we have reviewed include SabioTrade, Hola Prime and TradexProp.
Funding Pips
80/20 default, frequent promos, MT5-focused.
Vs Fintokei: Funding Pips has Discord-style community; Fintokei wins on loyalty program and TradingView integration.
What are Fintokei's account sizes, drawdown limits and profit targets?
$10K – $20K Starter
Phase I 8% · Phase II 6% targets. Min 3 profitable days, no time limit.
Daily loss: -5% · Max loss: -10% · Risk on open trades: -3% (equity-based DD).
$50K – $100K Standard
$100K is the BEST CHOICE tier per Fintokei's widget. Swing variant uses balance-based DD instead of equity-based.
Same rule set: 8%/6% targets · -5%/-10% DD · 3% open-trade risk.
$200K – $400K Pro
Largest single-purchase sizes. Same 8%/6% phase targets and -5%/-10% drawdown rules. Initial reward starts at 80% on ProTrader.
Scale to €4M simulated capital via repeated successful payouts.
Drawdown Mechanics
Verbatim from Fintokei FAQ: "The maximum allowed risk on open trades (-3%) means that no single setup can risk more than 3% of your account at once. It's a safeguard to keep one trade from wiping out your daily loss limit."
How do Fintokei's challenge types and trading rules work?
StartTrader (Beginner)
Verbatim: "Gradually increasing difficulty · 3-step evaluation · Performance Reward 50–100% · Price from $44." Accounts up to $100K.
Designed for new traders building track record gradually.
SwiftTrader (Intermediate)
Verbatim: "Accounts up to $200,000 · The fastest way to payouts · 1-step evaluation · Performance Reward 100%."
The fastest path. Full 100% reward share — among the highest in the industry.
ProTrader (Pro)
Verbatim: "Accounts up to $400,000 · Biggest payouts · 2-step evaluation · Performance Reward 80%."
Largest account ceiling. Phase I 8% / Phase II 6% targets.
ProTrader Swing
Balance-based drawdown instead of equity-based. Swing strategies, overnight holds, news trading allowed.
Per Fintokei: "show off your swing strategy, ride the trends, trade the news."
How much does it cost to trade with Fintokei?
Live Pricing — ProTrader
• $10K — $99
• $20K — $159
• $50K — $319 (Swing also $319)
• $100K — $529 (BEST CHOICE)
• $200K — $1,149
• $400K — $2,399
Plan Headlines
• StartTrader — from $44
• SwiftTrader — from $99
• ProTrader — from $99
Cheapest absolute entry is the StartTrader 3-step at $44 for the smallest size.
NEW20 Promo Math
• $100K ProTrader: $529 → ~$423
• $50K ProTrader: $319 → ~$255
• $10K ProTrader: $99 → ~$79
Confirm exact discount at checkout.
Spreads & Execution
Verbatim from Fintokei FAQ: "All the customers of Fintokei are trading in a virtual environment that is enhanced by the simulation of 'live like' execution conditions, using the data feed and the real depth of market data provided by the regulated liquidity providers."
Free Trial Available
Verbatim from FAQ: "Start by registering for a free trial account. You can experience the platform and learn how it all works. You can get up to three free trial accounts."
Risk-free way to test the rule set and platform before paying.
Which countries cannot use Fintokei?
Permanently Restricted (US, India, Russia, more)
OFAC / Sanctions List
Africa & Asia Conflict Zones
Temporarily Restricted
Status may change — re-check the live FAQ before purchase.
Confirmed Accepted
Eligibility Notes
Open to adults 18+. No background or degree required. Always check the live restricted-countries list on fintokei.com/restricted-countries before paying.
Video Guides & Reviews
4 Video Reviews of Fintokei
Fintokei Pros and Cons
- ✓Up to 100% performance reward (SwiftTrader)
- ✓Avg payout 3h 4m · highest verified payout $69,896
- ✓3 free trial accounts to test before paying
- ✓Native TradingView + MT5 + cTrader
- ✓Loyalty program rewards effort, not just results
- ✓By Purple Group — operating since 2011
- ✓NEW20 promo: 20% off first challenge
- ✕Long restricted-countries list (USA, India, Russia + more)
- ✕Not regulated as a broker (educational/evaluation entity)
- ✕3% open-trade risk cap restricts large single positions
- ✕Min 3 profitable days before passing — no instant pass
- ✕No stock trading (FX, metals, energies, indices, crypto CFDs only)
- ✕Bi-weekly cycle slower than 24h on-demand competitors
- ✕Some negative reviews report eligibility/banning decisions
How much does a Fintokei challenge cost?
Pricing verified from fintokei.com ProTrader and SwiftTrader widgets (May 2026). All ProTrader plans share: 8%/6% phase targets · -5% daily loss · -10% max loss · -3% open-trade risk · min 3 profitable days · no time limit · equity-based DD (Swing variant uses balance-based DD). Use code NEW20 for 20% off your first challenge.
Gradually increasing difficulty
From $44 — lowest entry
100% performance reward
Fastest path to live funded
Max DD: -10% · Daily: -5%
Min 3 profitable days
Max DD: -10%
3% open-trade risk cap
Daily: -5% · Max: -10%
Initial reward 80%
Overnight holds + news allowed
Same 8%/6% targets
Max DD: -10%
Featured size on widget
Max DD: -10%
Initial reward 80%
Max DD: -10%
Scale to €4M simulated
Up to $200K size
100% performance reward
Fintokei vs FTMO vs FundedNext
Head-to-head between the two leading CZ-based forex prop firms (plus the popular FundedNext successor). All figures verified May 2026.
| Feature | Fintokei | FTMO | FundedNext |
|---|---|---|---|
| Max Reward | 100% (SwiftTrader) | 80-90% | 80-95% |
| $100K Eval | $529 ProTrader | €540 (~$585) | $549 Evaluation |
| Plans Available | 3 (Start, Swift, Pro) + Swing | Standard, Swing | Eval, Express, Stellar |
| Payout Speed | 3h 4m avg (e-wallet) | 1-2 days | 12-48 hours |
| Profit Targets | 8% / 6% | 10% / 5% | 8% / 5% |
| Max Drawdown | -10% | -10% | -10% |
| Free Trial | Up to 3 accounts | Free demo | None standard |
| Platforms | TradingView, MT5, cTrader | MT4/5, cTrader, DXtrade | MT4/5, cTrader |
Is Fintokei legit and worth it?
Fintokei is the prop trading arm of the Purple Group, a Czech fintech operating since 2011. Led by CEO David Varga, Fintokei runs three challenge tracks — StartTrader (3-step), SwiftTrader (1-step, 100% reward), and ProTrader (2-step, up to $400K) — across TradingView, MT5 and cTrader.
Why traders pick Fintokei
- Up to 100% reward on SwiftTrader — full payout share is rare in the industry.
- Avg payout time 3h 4m via e-wallet — verbatim from the brand homepage.
- 3 free trial accounts before paying — test the rule set with zero financial risk.
- TradingView native — most prop firms don't support TradingView execution.
- Loyalty program rewards effort and progression, not just hitting a target.
- NEW20 promo: 20% off your first challenge (verbatim from brand banner).
Honest caveats
- Long restricted-countries list — USA, India, Russia and others permanently excluded.
- Not regulated as a broker — Fintokei is an education and evaluation company (clarified in their own FAQ).
- Simulated environment only — "All trading is conducted in a demo environment" per Fintokei FAQ.
- 3% open-trade risk cap restricts large single positions.
- Bi-weekly payouts standard cadence — faster on-demand competitors exist.
Frequently Asked Questions



