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Capital.com Review

Capital.com charges no commission: your cost is the spread, from 0.6 pips on EUR/USD. Minimum deposit is 10 USD by card, and there are no deposit, withdrawal or inactivity fees. The global site is run by its Bahamas entity (SCB licence SIA-F245), so FCA and CySEC protections apply only if you are onboarded in the UK or EU.

What It Costs

Zero commission, EUR/USD from 0.6 pips, No inactivity fee

Minimum Deposit

10 USD by card or Apple Pay, 50 EUR by wire, No deposit or withdrawal fee

Entity and Leverage

Global site: Bahamas SCB SIA-F245, UK entity FCA 793714, Retail leverage 30:1 max under FCA/CySEC/ASIC

Markets and Platforms

5,500+ markets, Own app plus MetaTrader 4, Guaranteed stop-loss orders

What is Capital.com?

Multi-Asset CFD Broker

Capital.com is a multi-asset CFD platform covering forex, shares, indices, commodities and cryptocurrencies from a single account. It is not one company: it operates through separately authorised entities, and the entity you are onboarded to determines the leverage, instruments and protections that apply to you. Where you live decides which one you get.

  • United Kingdom — Capital Com (UK) Limited (England & Wales 10506220), FCA 793714
  • EU / EEA — Capital Com SV Investments Limited (Cyprus HE 354252), CySEC 319/17, and Capital Com Group Ltd (HE 446198), CySEC 463/25
  • Australia — Capital Com Australia Pty Ltd (ABN 47 625 601 489), ASIC AFSL 513393
  • UAE — Capital Com MENA Securities Trading L.L.C., Dubai, licence 20200000176
  • Everyone else, on the global capital.com site — Capital Com Online Investments Ltd (Bahamas company 209236B), Securities Commission of The Bahamas licence SIA-F245

That last line is the one most readers of this page fall under, and it is the one that matters: if the Bahamas entity opens your account, the FCA and CySEC licences above do not cover you and no statutory compensation scheme such as the FSCS applies. Capital.com’s own risk warnings differ by entity too — 79.75% of retail investor accounts lose money on the international site, 65% on the UK site. Read the footer of whichever site you sign up on. CFDs are leveraged products and carry a high risk of losing money rapidly.

Entity names, company numbers and licence numbers read from the capital.com international, UK, EU and Australian site footers on 17 September 2026.

Diverse Market Options

The broker provides access to forex, commodities, indices, shares, and cryptocurrencies. According to several Capital.com broker reviews, this wide market range helps traders diversify strategies and manage risks more effectively.

Security Measures

Capital.com lists segregated client accounts, encryption and regulatory oversight as its main client-protection measures, and the platform builds in negative balance protection and guaranteed stop-loss orders. These reduce specific risks rather than remove them: the protections you get differ by the entity you are onboarded to, and no broker safeguard changes the fact that a leveraged CFD position can lose money quickly.

Trader Growth Tools

Capital.com offers demo accounts, smart educational materials, and live webinars to help traders improve skills. According to different Capital.com reviews, these learning tools benefit beginners and professionals aiming to sharpen their trading strategies.

Best Capital.com Features

Instant Execution

One of the standout Capital.com features is its fast order execution, which helps minimize slippage and improve trading accuracy. Many traders in Capital.com reviews highlight this advantage, and traders often compare such execution speed with insights from the Spiking review to evaluate overall trading performance and reliability.

Adjustable Leverage

Capital.com leverage varies by region, account type and instrument, because each of its authorised entities applies its own caps. Leverage magnifies losses exactly as much as it magnifies gains, and a highly leveraged position can lose more than the margin set aside for it, so size positions against your account balance rather than against the maximum the platform will allow.

Secure Platform

What is verifiable, rather than what unnamed reviews say: Capital.com holds client money in segregated accounts at regulated banks, applies negative balance protection to retail clients, and says it carries insurance covering losses in excess of 20,000 USD up to 1,000,000 USD if it became insolvent. A statutory compensation scheme such as the FSCS applies only if your account sits with the UK entity — it does not reach the Bahamas entity that runs the global site.

And "high-level regulatory oversight" is not a safety rating. Capital.com’s own published risk warning is that 79.75% of retail investor accounts lose money trading CFDs with it on the international site, and 65% on the UK site. Those two numbers say more about the odds than any security feature does. (Read from the capital.com international and UK site footers, 17 September 2026.)

Comprehensive Tools

The Capital.com MT4 Account gives access to advanced indicators, automated strategies, charting tools, and analytical features. According to Capital.com broker reviews, these tools enhance precision and support multi-asset trading.

Top Capital.com Alternatives

FXGT

FXGT is a popular Capital.com alternative offering multi-asset trading, strong leverage options, and attractive promotions. Many traders comparing Capital.com vs FXGT appreciate FXGT for flexible account options. Our FXGT review covers its account types, platforms and trading costs.

Pepperstone

Pepperstone is an established forex and CFD broker that traders often compare with Capital.com. See our full Pepperstone review for its platforms, account types and trading costs.

eToro

eToro is a multi-asset platform that traders often weigh against Capital.com, particularly for its social and copy-trading approach. Our eToro review covers its platforms, account options and trading costs.

IC Markets

IC Markets is another widely used forex and CFD broker that traders line up against Capital.com. Our IC Markets review covers its platforms, account options and trading conditions, and the Lionheart Funding review is worth a look if you are also weighing funded-account programmes. Traders who want more regulated multi-asset CFD brokers to compare can also read our Trade Nation review and Admirals review.

Capital.com MT4 Account

Instant Account Activation

Opening a Capital.com MT4 Account is fast and seamless, allowing traders to begin live trading within minutes thanks to quick setup and verification. Many Capital.com reviews highlight this ease of onboarding, and traders often compare such account setup experiences with insights from the Forexive review to evaluate overall platform accessibility and features.

Professional Analytics

A Capital.com MT4 Account includes powerful analytics, chart customization, and technical indicators. Many Capital.com broker reviews highlight these tools for improving performance and precision.

Seamless Synchronization

Traders can access their Capital.com MT4 setups across all devices. Many Capital.com reviews emphasize that synced data ensures smooth and continuous trading globally.

Customizable Dashboard

The Capital.com MT4 Account offers full interface customization. Many Capital.com review articles mention that traders can tailor dashboards to their strategies and comfort.

Trading Infrastructure: AI-Powered Insights and Execution Speed Analysis.

A Technology-First Ecosystem for Data-Driven Trading

Capital.com is not just a trading platform; it is a technology-first ecosystem. In 2026, its AI-powered post-trade behavioral analysis is its most talked-about feature. This built-in AI "coach" analyzes your trading history to identify emotional biases and "bad habits" such as revenge trading or closing profitable trades too early helping you refine your strategy with data-driven logic.

Technical Performance Highlights


  • Ultra-Fast Execution: Capital.com presents fast order execution as a core part of its infrastructure, with the stated aim of limiting slippage during volatile sessions. Check the broker's own published execution statistics for current figures.


  • Platform Diversity: Traders can choose between the Capital.com Web/App, the industry-standard MetaTrader 4 (MT4), or the advanced charting capabilities of TradingView.


  • Smart Risk Management: Features like Negative Balance Protection and Guaranteed Stop-Loss Orders (GSLO) are integrated directly into the infrastructure to protect your capital.

Pros and Cons of Capital.com

On the plus side, Capital.com charges no separate commission on its main CFD markets, lets you trade through its own web and mobile platform, MetaTrader 4 or TradingView, and builds in negative balance protection and guaranteed stop-loss orders alongside demo accounts and structured learning material. Against that, zero commission still leaves a variable spread that differs by instrument, positions held overnight carry financing charges, and leverage caps, instrument availability and platform access all depend on which authorised entity you are onboarded to — the terms a UK client sees are not the terms an Australian or Bahamas client sees. CFDs are leveraged instruments and carry a high risk of losing money rapidly.

Read Alternative Tools: Instant Funding Reviews | JustMarkets Review | TMGM Review | XChief Review

What is the Pricing of Capital.com?

Capital.com does charge no separate commission: its own charges and fees page lists Trading commission: NO FEE. But zero commission is not zero cost, and a zero-commission claim means nothing without the spread beside it. These are the figures Capital.com publishes for its international entity.

CostWhat Capital.com publishes
CommissionNo fee on CFD trades
Spread (the real dealing cost)Variable. Worked examples on Capital.com’s pricing page: EUR/USD from 0.6 pips, gold from 0.30 points, UK 100 from 1 point, Apple shares from 0.13 points, bitcoin from 50 points. Half is charged on opening and half on closing.
Minimum deposit10 USD/EUR/GBP by bank card or Apple Pay; 50 EUR minimum by wire transfer
Deposit / withdrawal feeNo fee either way (your own bank may still charge)
Opening, closing or demo accountNo fee
Inactivity feeNone listed on the charges and fees page
Overnight fundingCharged on positions held past the daily cut-off. Unleveraged 1:1 CFD positions are generally exempt, with named exceptions including Natural Gas, US Cocoa, the VIX and Turkish lira pairs.
Currency conversion0.7% mark-up built into the exchange rate, applied to realised profit and loss, overnight funding adjustments, guaranteed stop-loss fees, dividends and manual conversions
Guaranteed stop-lossA premium that varies by market, entry price and position size, shown on the deal ticket before you open and charged only if the stop is triggered

The cost nobody expects is the last-but-one row. If your account currency is not the currency of the instrument, that 0.7% is taken out of every realised profit and every overnight adjustment, and it is invisible because it is folded into the exchange rate rather than billed separately.

Source: capital.com/en-int/ways-to-trade/fees-and-charges and the capital.com homepage, checked 17 September 2026, quoted for the international entity. Spreads are dynamic and differ by entity, so confirm the live quote and the fee schedule of the entity that opens your account before you fund it.

Capital.com vs FXGT

When comparing Capital.com vs FXGT, many Capital.com reviews highlight Capital.com for its AI-powered tools, commission-free trading, and strong regulation. FXGT, on the other hand, is noted for high leverage and versatile account types. Both platforms perform well, but Capital.com stands out for ease of use and educational support.

Capital.com Review 2026: Is It the Best Zero-Commission CFD Broker?

Capital.com's position in 2026 is that of a technology-led CFD platform with no separate commission on its main markets. What matters more than the marketing is its regulatory structure, because that is what changes the terms you actually trade on. Authorized and regulated by the FCA (UK), ASIC (Australia), CySEC (Cyprus), and SCB (Bahamas), Capital.com operates through separately authorised entities in those regions, and which one you are onboarded to determines your leverage caps, the instruments you can access and the protections that apply to your account. Unlike traditional brokers that charge a fee for every trade, Capital.com’s "Zero Commission" model applies across its main CFD markets, including shares, forex, indices and commodities. Whether that works out cheaper than a commission-based broker depends on the instrument and how often you trade: active traders in tight-spread majors often do better on a raw-spread-plus-commission account, while less frequent traders in shares and indices usually prefer paying nothing per ticket. Compare the live spreads for the instruments you actually trade before deciding.

Capital.com
Smart CFD trading platform.
Global site: Bahamas SCB SIA-F245
FCA 793714 / CySEC 319/17 / ASIC 513393 by region
0 commission · EUR/USD from 0.6 pips
5,500+ markets · MT4 & TradingView
Visit Capital.com →

Frequently Asked Questions

The minimum is 10 USD, EUR or GBP by bank card or Apple Pay, and 50 EUR by wire transfer. Capital.com charges no deposit fee and no withdrawal fee, though your own bank may. The minimum withdrawal to a bank card is 20 USD, EUR or GBP. Figures are from the Capital.com charges and fees page, read in September 2026 and quoted for its international entity; confirm them for the entity that opens your account.
Capital.com is not one company but a group of separately licensed firms: Capital Com (UK) Limited, FCA register number 793714; Capital Com SV Investments Limited, CySEC licence 319/17; Capital Com Group Ltd, CySEC licence 463/25; Capital Com Australia Pty Ltd, ASIC AFSL 513393; Capital Com MENA Securities Trading L.L.C. in Dubai, licence number 20200000176; and Capital Com Online Investments Ltd in the Bahamas, Securities Commission licence SIA-F245. The only licence that protects you is the one held by the entity that actually opens your account, so read the footer of the site you sign up on. Capital.com states on its own legal page that 79.75% of retail investor accounts lose money trading CFDs with it. As a third-party signal, Trustpilot showed a 4.6 out of 5 score from 15,107 reviews when read on 16 September 2026.
This is the single most important thing to establish before you deposit, because it sets your leverage, your protections and your costs. It depends on where you live. UK residents are onboarded to the FCA-authorised UK entity, EU residents to the CySEC entity in Cyprus, Australians to the ASIC entity and UAE residents to the Dubai entity. Everyone else generally lands on the global capital.com site, which its own legal page says is operated by Capital Com Online Investments Ltd, authorised by the Securities Commission of The Bahamas under licence SIA-F245. That matters: if you are onboarded in the Bahamas, the FCA and CySEC licences in the list above do not cover you and no statutory investor compensation scheme such as the FSCS applies. Capital.com instead says it holds insurance covering losses in excess of 20,000 USD, up to 1,000,000 USD, in the unlikely event of its insolvency.
Your entity sets it, not the brand. Under the FCA, CySEC and ASIC entities, retail leverage is capped at 30:1 on major currency pairs, 20:1 on gold and major indices, 10:1 on other commodities and non-major indices, 5:1 on shares and 2:1 on cryptocurrency. Under the UAE entity the caps are far higher: Capital.com lists up to 500:1 on major currency pairs, 200:1 on other pairs, 300:1 on indices, 100:1 on cryptocurrency and 20:1 to 33:1 on shares. A widely repeated claim that Capital.com offers 1:30 to retail traders is therefore only true in the UK, the EU and Australia. Higher leverage magnifies losses exactly as it magnifies gains, and Capital.com states that 79.75% of its retail investor accounts lose money.
It means there is no separate per-trade commission on CFD trades. It does not mean trading is free. You pay four things instead. First, the spread, which is the whole dealing cost. Second, overnight funding on any position held past the daily cut-off, which Capital.com bases on roughly 4% a year: about 0.01111% a day for accounts denominated in USD, EUR, CHF or JPY, and about 0.01096% a day for GBP, CAD or SGD. Third, currency conversion when a profit or loss is converted into your account currency, at 0.7% of the spot rate for retail clients and 0.5% for Pro clients. Fourth, an optional guaranteed stop-loss premium, charged only if the guaranteed stop is triggered and calculated as the premium multiplied by the opening price multiplied by the quantity. There is no account opening fee, no closing fee and no inactivity fee.
Spreads are variable and widen in fast or thin markets, so treat published figures as a floor rather than an average. The worked examples Capital.com publishes on its own pricing page are: EUR/USD from 0.6 pips, which it costs at about 6 USD on 100,000 units; gold from 0.30 points, about 3 USD on 10 contracts; the UK 100 index from 1 point, about 1 GBP on one contract; Apple shares from 0.13 points, about 1.30 USD on 10 shares; and bitcoin from 50 points, about 5 USD on 0.1 contracts. Half the spread is charged when you open and half when you close. These figures are quoted on the international site operated by the Bahamas entity and were read in September 2026; spreads differ by entity and change continuously, so check the live quote before you trade.
The cost side is clear: Capital.com states it charges no fee for depositing or withdrawing funds, and notes your own bank may charge for transactions to or from your card or account. The minimum withdrawal to a bank card is 20 USD, EUR or GBP. On timing, Capital.com does not publish a fixed processing time on its charges and fees page or in the payment-fees article of its help centre, so this review does not quote one; in practice the elapsed time also depends on your bank and on identity verification being complete. Withdrawals normally return to the method you funded with.
Yes. Capital.com lists the demo account as carrying no fee, alongside no fee to open or close a live account. The demo starts with a default virtual balance of 1,000 and can be topped up in increments of 10,000 from within the platform, so you are not locked into the starting figure. It runs on the same platform as a live account, which makes it a fair test of the interface and order types, but not of live execution: a demo fills against simulated liquidity and does not reproduce slippage or the overnight funding and conversion costs described above. Use it to learn the platform, not to estimate returns.
No. Capital.com states plainly in its help centre that it does not charge any inactivity fees, and its charges and fees page lists no fee for opening an account, closing an account, holding a demo account, depositing or withdrawing. This is worth knowing because an inactivity fee is one of the most common ways a CFD broker erodes a dormant balance, and several competitors do charge one. The costs that do apply are the spread, overnight funding on positions held past the daily cut-off, the 0.7% currency conversion charge for retail clients and any guaranteed stop premium.
It means a losing leveraged position cannot push your account below zero and leave you owing the broker money. Capital.com states that as a retail client your account balance cannot fall below zero and losses are capped at the funds available in your account. Two limits are worth understanding. It applies to retail clients: if you are reclassified as an elective professional client, in exchange for higher leverage you give up retail protections, and negative balance protection is one of them. And it is not the same as compensation if the firm fails. Client money is held in segregated accounts at regulated banks, and Capital.com says it holds insurance covering losses in excess of 20,000 USD up to 1,000,000 USD in the unlikely event of insolvency, but a statutory scheme such as the FSCS applies only if your account sits with the UK entity. These measures reduce specific risks rather than remove them: no safeguard changes the fact that a leveraged CFD position can lose money quickly.
Capital.com advertises more than 5,500 markets on a single account, covering shares, indices, forex and commodities, traded as CFDs rather than as the underlying asset. Yes, it supports MetaTrader 4, with one qualification that matters: Capital.com states that customers in countries registered under its ASIC, CySEC, SCA, FCA and SCB licences can use a live or demo CFD account on MT4, and that the integration is not available to residents of France. Which markets you can actually reach still depends on your entity, so the instrument list you see after signing up may be shorter than the headline number.
No. Capital.com states it is unable to provide services to US citizens regardless of where they live, and its client terms are headed for non-US residents only. The restricted list is long and catches several large markets people assume are covered, including Canada, India, Singapore, Japan, New Zealand, Malaysia, Indonesia, the Philippines, Belgium, Turkey, South Africa, China, Israel, Russia and the Bahamas itself. Check the current country list on the Capital.com help centre before you start an application, because this list changes and a rejected application after identity documents have been uploaded is a slow thing to unwind.
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