FTMO vs FunderPro: The Ultimate 2026 Comparison
FTMO and FunderPro are two popular forex prop firms often shortlisted together. FTMO is the established, best-capitalized benchmark; FunderPro is a newer challenger with a refundable entry and a marketed static drawdown, but real 2026 reputational caveats. Here is the breakdown.
FTMO
FunderPro
FTMO vs FunderPro: 2026 at a glance
| Feature | FTMO | FunderPro |
|---|---|---|
| Type / Founded | Forex/CFD prop, 2015 / Prague | Forex/CFD prop, 2023 / Malta (+ Saint Lucia) |
| Evaluation models | 1-step & 2-step | 1-step, 2-step, instant funding |
| Account sizes | $10k-$200k, scale to $2M | $5k-$200k, scale to $5M |
| Cheapest challenge | $10k from ~$89 (2-step) | $5k = $69 (refunded on first payout) |
| Profit target | 2-step 10% + 5% (1-step 10%) | One-Phase 10%; Classic 10% + 5% |
| Max daily loss | 5% (2-step); 3% (1-step) | 3% (One-Phase/Instant); 5% (Classic/Pro) |
| Max overall drawdown | 10% — static (2-step) / EOD trailing (1-step) | 6-10% static (Instant is hybrid trailing) |
| Profit split | 80% to 90% | 80% to 90% (from 60% on some Pro) |
| Payout | On-demand; first after 14 days | Bi-weekly, or on-demand/weekly (Pro) |
| Platforms | MT4, MT5, cTrader | MT5, cTrader, TradeLocker |
| 2026 reputation | 11-yr record; $450M+ payouts | Trustpilot Consumer Warning (Jan 2026) |
| Best for | Established, simple 2-step | Refundable entry + static drawdown (with caution) |
FTMO: the established, well-capitalized benchmark
FTMO is the reference point for the industry. Its flagship 2-step Challenge (10% then 5% targets, 5% max daily loss, 10% static overall drawdown) has no consistency rule, and profit split starts at 80%, scaling to 90% up to $2,000,000. A newer 1-step Challenge uses a stricter end-of-day trailing drawdown.
Accounts run from $10k to $200k on MT4, MT5 and cTrader, with on-demand payouts (first requestable 14 days after the first trade). In late 2025 FTMO acquired OANDA, strengthening its backing, and it has paid out $450M+ cumulatively.
Pros
- 11-year track record; largest and best-capitalized firm
- No consistency rule on the flagship 2-step
- Three platforms (MT4, MT5, cTrader)
- On-demand payouts and $450M+ cumulative payouts
Cons
- No genuine instant-funding product
- 1-step uses a stricter end-of-day trailing drawdown
- No TradingView support
- List price varies with frequent promotions
Best for: Traders who want the most established, well-capitalized firm with a straightforward 2-step and no consistency-rule pressure.
Visit FTMO →FunderPro: refundable entry and static drawdown
FunderPro offers 1-step (One-Phase), 2-step (Classic, Pro) and Instant Funding programs, with a $69 entry on a $5k challenge that is credited back on your first payout. It markets no-trailing static drawdown (6% One-Phase, 10% Classic/Pro) on Challenge and Funded accounts, with Instant Funding as the hybrid-trailing exception. Profit split starts at 80% (as low as 60% on some Pro options), reaching 90%, and accounts scale to $5,000,000.
The 2026 caveats: Trustpilot placed a Consumer Warning on FunderPro in January 2026 (which it denied), independent reviews note rising payout-denial complaints, and it appointed a new CEO in June 2026. Platforms are MT5, cTrader and TradeLocker.
Pros
- Low, fully-refundable entry fee ($69 at $5k)
- Clearly marketed static (no-trailing) drawdown
- Flexible payouts (on-demand/weekly on Pro)
- High scaling ceiling (up to $5M)
Cons
- January 2026 Trustpilot Consumer Warning label
- Rising 1-star complaints about payout denials
- Brand-new leadership as of June 2026
- No MT4; opaque Malta plus Saint Lucia structure
Best for: Cost-conscious traders who want static drawdown and a refundable entry, and who weigh the 2026 reputational volatility.
Visit FunderPro →Head-to-head: the key differences
An established benchmark versus a newer, cheaper challenger. Here is the honest split.
Track record
FTMO is the established benchmark (since 2015, $450M+ payouts, OANDA-backed), whereas FunderPro launched in 2023 and received a Trustpilot Consumer Warning in January 2026. On trust and longevity, FTMO leads decisively.
Drawdown
Both offer static drawdown on their flagship multi-step tracks (FTMO 2-step 10% static; FunderPro Classic 10% static). FTMO 1-step uses EOD trailing; FunderPro markets no-trailing static on Challenge/Funded (Instant excepted). Comparable and trader-friendly on the main tracks.
Entry & payouts
FunderPro is cheaper to start ($69 refundable vs ~$89), scales higher (up to $5M vs $2M) and offers on-demand/weekly payouts on Pro. FTMO offers on-demand payouts with the first requestable 14 days after the first trade.
Platforms
FTMO offers MT4, MT5 and cTrader; FunderPro offers MT5, cTrader and TradeLocker. Only FTMO has MT4, and neither offers a full TradingView experience.
Final verdict
Choose FTMO for the most established, best-capitalized firm, a simple 2-step with no consistency rule and a proven payout history. Choose FunderPro for a lower refundable entry, a clearly marketed static drawdown, higher scaling and flexible payouts, while accounting for its 2026 Trustpilot warning and new leadership.
Both trade on simulated capital; with FunderPro especially, verify current payout reliability and start with a small balance.
Frequently asked questions
Is FTMO or FunderPro cheaper?
FunderPro, at $69 for a $5k challenge (refunded on your first payout) versus about $89 for the cheapest FTMO $10k 2-step challenge.
Which prop firm is more established?
FTMO, founded in 2015, is the largest firm in the space with $450M+ in cumulative payouts and acquired OANDA in late 2025. FunderPro launched in 2023.
What drawdown do they use?
Both use static drawdown on their flagship multi-step tracks (FTMO 2-step 10% static; FunderPro Classic 10% static). FTMO 1-step uses EOD trailing, and FunderPro Instant uses hybrid trailing.
Are they reliable in 2026?
FTMO has a long payout track record. FunderPro received a Trustpilot Consumer Warning in January 2026 and changed CEO in June 2026, so test withdrawals with a small balance and monitor current reviews.
What platforms do they support?
FTMO offers MT4, MT5 and cTrader. FunderPro offers MT5, cTrader and TradeLocker.