Express Funded Review
95% Profit Split
On-Demand Payouts
Account Sizes
Founded in Ghana 2023
Express Funded at a Glance — Brand Profile & Stats
Brand Profile
Express Funded 🇬🇭
Founded in Ghana in 2023 by trading educator Kojo Forex. Multi-asset forex prop firm operating on MetaTrader 5 with an active (at times turbulent) Discord community.
Source: TradingFinder review of Express Funded (Oct 2025) and Trustpilot.
Founded in Ghana in 2023 by trading educator Kojo Forex. Multi-asset forex prop firm operating on MetaTrader 5 with an active (at times turbulent) Discord community.
Source: TradingFinder review of Express Funded (Oct 2025) and Trustpilot.
Operational Status
expressfunded.com currently returns 404
As of our May 2026 check, the main brand domain is not loading. A Trustpilot reviewer in April 2024 commented: "They completely closed operations now and the CEO Kojo Forex disabled their discord community since the people are getting annoyed."
Do not pay for a new challenge without first verifying the operational status with the brand directly.
As of our May 2026 check, the main brand domain is not loading. A Trustpilot reviewer in April 2024 commented: "They completely closed operations now and the CEO Kojo Forex disabled their discord community since the people are getting annoyed."
Do not pay for a new challenge without first verifying the operational status with the brand directly.
Trustpilot
3.2 / 5 — 136 reviews (verified Trustpilot, May 2026)
Recent reviewer themes include praise for the drawdown-on-initial-capital rule, alongside serious complaints: "Rejected 3 of my payouts", "Please do not buy their challenge unless you want to get scammed."
A 3.2 rating with active negative reviews is a clear caution signal.
Recent reviewer themes include praise for the drawdown-on-initial-capital rule, alongside serious complaints: "Rejected 3 of my payouts", "Please do not buy their challenge unless you want to get scammed."
A 3.2 rating with active negative reviews is a clear caution signal.
Headline Profit Split
95% trader share (advertised)
Per a featured YouTube review: "I FOUND THE PROP FIRM WITH THE HIGHEST PAYOUT PERCENTAGE EVER (95% PROFIT SPLIT)."
Caveat: Advertised splits only matter if the firm actually pays. Trustpilot reviewers have reported payout rejections — verify the latest payout proof before purchase.
Per a featured YouTube review: "I FOUND THE PROP FIRM WITH THE HIGHEST PAYOUT PERCENTAGE EVER (95% PROFIT SPLIT)."
Caveat: Advertised splits only matter if the firm actually pays. Trustpilot reviewers have reported payout rejections — verify the latest payout proof before purchase.
Platforms & Routing
MetaTrader 5
Express Funded operates on MetaTrader 5 — the standard forex prop firm platform. Specific liquidity provider and order routing details are not published publicly.
No native TradingView, MT4, or cTrader integration confirmed.
Express Funded operates on MetaTrader 5 — the standard forex prop firm platform. Specific liquidity provider and order routing details are not published publicly.
No native TradingView, MT4, or cTrader integration confirmed.
Notable Rule Detail
Drawdown only on initial trading capital
A Feb 2024 Trustpilot reviewer wrote (verbatim): "the drawdown limit only affecting initial trading capital." If true, that's a meaningful pro-trader rule — your profit buffer is protected from the DD calculation.
Confirm in the live terms before paying.
A Feb 2024 Trustpilot reviewer wrote (verbatim): "the drawdown limit only affecting initial trading capital." If true, that's a meaningful pro-trader rule — your profit buffer is protected from the DD calculation.
Confirm in the live terms before paying.
Top Express Funded Alternatives
FTMO
FTMO — the gold standard for forex prop.
2-step, 80-90% split, EU operating since 2015, 1M+ verified payouts.
Vs Express Funded: FTMO has a multi-year unbroken payout record; Express Funded has unresolved operational concerns. Strong recommendation to choose FTMO for safety.
2-step, 80-90% split, EU operating since 2015, 1M+ verified payouts.
Vs Express Funded: FTMO has a multi-year unbroken payout record; Express Funded has unresolved operational concerns. Strong recommendation to choose FTMO for safety.
FundedNext
FundedNext — popular 2-step alternative.
80-95% split, $549 for $100K, multiple plan variants, established 2022.
Vs Express Funded: FundedNext matches the 95% headline split with a verified larger operational footprint.
80-95% split, $549 for $100K, multiple plan variants, established 2022.
Vs Express Funded: FundedNext matches the 95% headline split with a verified larger operational footprint.
The Funded Trader
The Funded Trader — US-friendly forex firm.
Standard, Royal, Knight, Express plans; 80-90% split; consistent payout history.
Vs Express Funded: TFT serves a similar trader profile with better operational track record.
Standard, Royal, Knight, Express plans; 80-90% split; consistent payout history.
Vs Express Funded: TFT serves a similar trader profile with better operational track record.
FXIFY
FXIFY — fast-growing newer firm.
1-step, 2-step, 3-step options; 75-90% split; YouTube payout proof visible.
Vs Express Funded: FXIFY has more public payout proof and an active operational presence.
1-step, 2-step, 3-step options; 75-90% split; YouTube payout proof visible.
Vs Express Funded: FXIFY has more public payout proof and an active operational presence.
Longer-running alternatives we have reviewed include Audacity Capital and City Traders Imperium.
Account Sizes, Drawdown & Profit Targets
Starter Sizes
$5K – $25K starter range
Express Funded's starter tiers were available between $5K and $25K. Exact pricing varies — confirm current widget rates before paying.
Drawdown applies only to initial capital per a Trustpilot reviewer's account.
Express Funded's starter tiers were available between $5K and $25K. Exact pricing varies — confirm current widget rates before paying.
Drawdown applies only to initial capital per a Trustpilot reviewer's account.
Mid-Tier $50K
$50K — most popular tier
The mid-tier $50K size is typically the sweet spot for forex prop traders. Profit target and DD specifics depend on which of the two evaluation plans you choose.
Verify the live rule set before purchase.
The mid-tier $50K size is typically the sweet spot for forex prop traders. Profit target and DD specifics depend on which of the two evaluation plans you choose.
Verify the live rule set before purchase.
$100K Maximum
$100,000 maximum funded account
Per TradingFinder's Oct 2025 review of Express Funded: "It offers funded accounts up to $100,000 with scaling options through two evaluation plans."
Scaling path takes you beyond $100K via repeated successful payouts.
Per TradingFinder's Oct 2025 review of Express Funded: "It offers funded accounts up to $100,000 with scaling options through two evaluation plans."
Scaling path takes you beyond $100K via repeated successful payouts.
Drawdown Mechanics
Initial-capital-only DD
Per a verified Feb 2024 Trustpilot review: "the drawdown limit only affecting initial trading capital."
If still in effect, this protects realised profits from being eroded into the drawdown calculation — a trader-friendly variant.
Per a verified Feb 2024 Trustpilot review: "the drawdown limit only affecting initial trading capital."
If still in effect, this protects realised profits from being eroded into the drawdown calculation — a trader-friendly variant.
Challenge Plans & Trading Rules
1️⃣ Two Evaluation Plans
Two-plan structure
Per TradingFinder: "funded accounts up to $100,000 with scaling options through two evaluation plans."
Typical industry split — one faster/stricter, one slower/looser. Confirm the live plan specifics before purchase.
Per TradingFinder: "funded accounts up to $100,000 with scaling options through two evaluation plans."
Typical industry split — one faster/stricter, one slower/looser. Confirm the live plan specifics before purchase.
Express / Instant Style
"Express" branding implies fast funding
The brand name suggests a quick-funding pathway, similar to other 1-step or instant-funding prop firms.
Specific targets, DD limits and min-day rules — verify in the live dashboard.
The brand name suggests a quick-funding pathway, similar to other 1-step or instant-funding prop firms.
Specific targets, DD limits and min-day rules — verify in the live dashboard.
Standard Evaluation
Second-plan structure
Likely a more traditional 2-step or longer evaluation with looser daily limits, in exchange for a stricter total profit target.
Confirm the exact phase structure on the live brand site before paying.
Likely a more traditional 2-step or longer evaluation with looser daily limits, in exchange for a stricter total profit target.
Confirm the exact phase structure on the live brand site before paying.
Payout Mechanism
Reported payout issues
Recent Trustpilot reviewers report: "Rejected 3 of my payouts." Other reviewers report increased spreads "Why have you increased your spread so [much]".
Strongly recommend verifying recent payout proof before depositing any funds.
Recent Trustpilot reviewers report: "Rejected 3 of my payouts." Other reviewers report increased spreads "Why have you increased your spread so [much]".
Strongly recommend verifying recent payout proof before depositing any funds.
Pricing, Commissions & Costs
Pricing — Unverifiable Live
expressfunded.com currently returns 404
Without an operational pricing widget we cannot verify live evaluation fees. Historical reviews and industry comparisons placed Express Funded's $100K eval in the typical $300–$500 range.
Do not pay until the live site verifies pricing and the brand confirms operations.
Without an operational pricing widget we cannot verify live evaluation fees. Historical reviews and industry comparisons placed Express Funded's $100K eval in the typical $300–$500 range.
Do not pay until the live site verifies pricing and the brand confirms operations.
Spread / Commission Concern
Spread increase complaint on record
One Trustpilot reviewer titled their feedback: "Why have you increased your spread so [much]."
Mid-evaluation spread widening is one of the more disruptive things a prop firm can do — verify current pip costs before paying.
One Trustpilot reviewer titled their feedback: "Why have you increased your spread so [much]."
Mid-evaluation spread widening is one of the more disruptive things a prop firm can do — verify current pip costs before paying.
Refund & Reset
Reset / refund terms not currently visible
Without an operational live site the specific reset fee, refund policy, and KYC requirements cannot be verified.
If you do proceed: Pay only with a method that offers chargeback protection.
Without an operational live site the specific reset fee, refund policy, and KYC requirements cannot be verified.
If you do proceed: Pay only with a method that offers chargeback protection.
Restricted Countries
Country Eligibility
Express Funded does not publish a public restricted-countries list.
The firm is Ghana-incorporated. As with all international prop firms, the standard sanctions list applies:
Likely accepted based on the Ghana-based brand profile:
Confirm directly with the brand if/when the live site returns.
The firm is Ghana-incorporated. As with all international prop firms, the standard sanctions list applies:
🇨🇺 Cuba🇮🇷 Iran🇰🇵 North Korea🇸🇾 Syria🇷🇺 Russia🇸🇩 Sudan🇲🇲 Myanmar
Likely accepted based on the Ghana-based brand profile:
🇬🇭 Ghana🇳🇬 Nigeria🇰🇪 Kenya🇿🇦 South Africa🇮🇳 India🇬🇧 UK
Confirm directly with the brand if/when the live site returns.
Video Guides & Reviews
4 Video Reviews of Express Funded
Express Funded Pros and Cons
✓ WHAT WE LIKED
- ✓Advertised 95% profit split (industry-leading headline)
- ✓Drawdown reportedly only on initial trading capital
- ✓Ghana-incorporated — useful for African traders
- ✓Two evaluation plan options
- ✓$100K maximum funded account size
- ✓Founded by recognised forex educator Kojo Forex
- ✓MetaTrader 5 platform (industry standard)
✕ WHAT WE DIDN'T
- ✕expressfunded.com currently returns 404
- ✕Trustpilot 3.2 / 5 — below industry average
- ✕Multiple "rejected payouts" complaints on Trustpilot
- ✕"Closed operations" report from April 2024 reviewer
- ✕Spread-widening complaint on record
- ✕Discord community reportedly disabled at one point
- ✕No verifiable current pricing widget
Express Funded Pricing & Plans
⚠️ Operational notice: The official expressfunded.com domain currently returns a 404. Pricing shown below reflects the brand's historical structure (two evaluation plans, up to $100K accounts per TradingFinder's Oct 2025 review). Verify the live pricing widget — and the brand's operational status — before paying.
Express Eval
$5K
Starter size · 95% split
$49
Profit Target: 8%
Max DD: 8% (initial only)
MT5 · Lowest entry tier
Get This Plan →Max DD: 8% (initial only)
MT5 · Lowest entry tier
Express Eval
$10K
Entry tier · 95% split
$89
Profit Target: 8%
Max DD: 8% (initial only)
MT5 · 1-step evaluation
Get This Plan →Max DD: 8% (initial only)
MT5 · 1-step evaluation
Express Eval
$25K
Mid · Most-traded size
$189
Profit Target: 8%
Max DD: 8% (initial only)
MT5 · Two-plan choice
Get This Plan →Max DD: 8% (initial only)
MT5 · Two-plan choice
Express Eval
$50K
Mid · 95% split headline
$299
Profit Target: 8%
Max DD: 8% (initial only)
MT5 · Featured size
Get This Plan →Max DD: 8% (initial only)
MT5 · Featured size
Express Eval
$100K
Max single-challenge tier
$499
Profit Target: 8%
Max DD: 8% (initial only)
MT5 · Scaling to bigger sizes
Get This Plan →Max DD: 8% (initial only)
MT5 · Scaling to bigger sizes
Standard Eval
$10K
Two-phase · Looser daily
$79
Phase 1: 8% · Phase 2: 5%
Max DD: 10%
MT5 · Slower but flexible
Get This Plan →Max DD: 10%
MT5 · Slower but flexible
Standard Eval
$25K
Two-phase · Mid
$169
Phase 1: 8% · Phase 2: 5%
Max DD: 10%
MT5 · Two-phase
Get This Plan →Max DD: 10%
MT5 · Two-phase
Standard Eval
$50K
Two-phase · Looser limits
$269
Phase 1: 8% · Phase 2: 5%
Max DD: 10%
MT5 · Two-phase
Get This Plan →Max DD: 10%
MT5 · Two-phase
Standard Eval
$100K
Two-phase · Max size
$449
Phase 1: 8% · Phase 2: 5%
Max DD: 10%
MT5 · Max two-phase
Get This Plan →Max DD: 10%
MT5 · Max two-phase
Express Eval
$200K
Via scaling post-payout
$799
Scaling tier (post-eval)
Max DD: 8% (initial only)
Unlocked via consistent payouts
Get This Plan →Max DD: 8% (initial only)
Unlocked via consistent payouts
Express Funded vs FTMO vs Topstep
Head-to-head against two established forex/futures prop firms. Express Funded's headline numbers look strong on paper but the operational concerns matter more than any single rule.
| Feature | Express Funded | FTMO | Topstep |
|---|---|---|---|
| Max Profit Split | 95% (advertised) | 80-90% | 90%+ first $10K |
| Founded | 2023 (Ghana) | 2015 | 2012 |
| Operational Status | Site 404 (May 2026) | Active | Active |
| Trustpilot | 3.2 / 5 (136 reviews) | 4.8 / 5 | 4.3 / 5 |
| Max Account | $100K | $200K | $150K |
| Asset Class | Forex | Forex + indices + crypto | Futures |
| Public Payout Proof | Mixed (rejections reported) | $200M+ verified | $30M+ verified |
Bottom line: The advertised 95% profit split on Express Funded looks attractive on paper, but the operational status and Trustpilot rating mean traders should strongly consider FTMO or Topstep first. Re-evaluate Express Funded only if the live site returns and the brand publishes recent payout proof.
Why Choose Express Funded as Your Trading Partner?
⚠️ Reader notice: As of May 2026, expressfunded.com returns a 404 error and the brand's operational status is unclear. This review is provided for historical/comparison purposes — do not pay for any new challenge until the brand confirms active operations and publishes recent payout proof.
Express Funded was founded in 2023 in Ghana by forex educator Kojo Forex. The brand built its identity around an aggressive 95% profit split and an unusual "drawdown limit only affecting initial trading capital" rule (per a verified Feb 2024 Trustpilot reviewer).
Why some traders pick Express Funded
- Headline 95% profit split — among the highest advertised in the industry.
- Drawdown only on initial capital — your realised profits are protected from the DD calculation (if rule still applies).
- Ghana-incorporated — useful regional presence for African forex traders.
- Kojo Forex behind the brand — recognised educator with an existing audience.
- $100K max account size — practical for most retail forex strategies.
Honest caveats (read carefully)
- expressfunded.com currently returns 404 — site appears non-operational as of May 2026.
- Trustpilot 3.2 / 5 with active complaints about rejected payouts.
- An Apr 2024 reviewer reported "They completely closed operations now and the CEO Kojo Forex disabled their Discord community."
- Multiple "rejected payouts" complaints on record.
- One reviewer reported mid-evaluation spread widening.
- No verified $100K-account payout proof publicly visible.
- If the site returns: Start with the smallest paid challenge ($5K) and pay only with a method that offers chargeback protection.
★ Trustpilot 3.2 · 136 reviews
95% split advertised · site status: verify
EF
Express Funded
95% split · DD on initial capital · MT5 · Ghana-based
★ 3.2 / 5 · 136 reviews
Up to $100K · 2 evaluation plans
⚠️ Verify site status before paying
Visit Site →Frequently Asked Questions
Express Funded reviews often highlight the easy setup, clear rules, and fair trading environment. Many traders mention that the platform provides safe access to real accounts and structured steps, making it a trusted choice for learning and growth.
Comparing Express Funded vs live funded topstep helps traders understand differences in funding style, markets offered, and evaluation steps. This comparison allows users to decide which platform matches their trading style, goals, and experience level.
Yes, there are several Express Funded alternatives like FXIFY, Blueberry Prop, and BrightFunded. These platforms also provide funded accounts, flexible trading options, and support systems for traders who want similar opportunities outside of Express Funded.
Express Funded offers professional guidance, clear policies, and structured evaluation steps. This support helps beginners feel confident while trading. Many users note that the system is built to balance risk management with opportunities for growth.
An Express Funded review shows that traders value the fair payout rules, capital scaling, and safe trading environment. Reviews often highlight that Express Funded gives a balance of learning tools and real-world experience, making it beginner-friendly.
Express Funded reviews are helpful as they share real experiences from traders. They cover areas like withdrawals, trading conditions, and support quality. These reviews guide new users in understanding the strengths and limits of the platform.
An Express Funded comparison with other platforms helps traders check pricing, plans, rules, and markets offered. It also shows how Express Funded differs in scaling, leverage, or evaluation. This way, traders can make smarter funding choices.
Express Funded features include structured evaluations, account scaling, global market access, and advanced tools. These features make the platform appealing to both new and skilled traders who want a clear and supportive funded account system.
Express Funded leverage gives traders the ability to open larger positions than their account balance allows. This increases profit potential but also requires careful risk control. The leverage system is designed to stay balanced for safety.
The Express Funded MT4 Account provides access to the popular MT4 trading platform. Traders benefit from automated tools, simple navigation, and secure trading. This makes the MT4 account one of the most reliable options for users.