IC Funded Review

Keep up to 80%

80/20 funded split no profit cap bi-weekly payouts

1-Step & 2-Step

Accelerated or Professional 45% consistency no time limit

Accounts $5K–$500K

Seven sizes from $74 one-time fee

By IC Markets Group

FX/indices/metals/crypto up to 1:50 equity-based drawdown

📊 IC Funded at a Glance — Brand Profile & Stats

🏢 Who is IC Funded?

IC Funded
Forex/CFD prop firm
Linked toIC Markets ecosystem
Programs1-Step & 2-Step
Account sizes$5K → $500K
Funded splitUp to 80%
MarketsFX · indices · metals · crypto
Websiteicfunded.com
Why it matters: Association with the established IC Markets brand lends infrastructure credibility — but evaluate IC Funded's own funded-stage track record (see reputation below) separately from the broker.

💰 Split & Payouts

Funded earnings
Profit split80 / 20
Profit capNone
Payout cycleBi-weekly
Performance fee20% to IC Funded
Why it matters: An 80% split with no profit cap and bi-weekly withdrawals is competitive — provided payouts are honoured (verify against recent reviews).

🧭 Evaluation Programs

Two routes
1-Step Accelerated10% target · 45% consistency
1-Step drawdown3% daily · 6% overall
2-Step Professional10% then 5% target
2-Step drawdown4% daily · 8% overall
Min days5 profitable (≥0.5% each)

📉 Drawdown Mechanics

Risk rules
TypeEquity-based (incl. open positions)
Daily reset00:00 server time (GMT+2/3)
1-Step overall6%
2-Step overall8%
Heads up: Equity-based drawdown counts unrealised losses in real time — a sharp intraday swing can breach the limit even if you'd have recovered by close.

⚙️ Leverage & Instruments

Trading conditions
FX majors1:30 (1-step) · 1:50 (2-step)
Indices/metals/commodities1:20
Crypto1:2
Entry feeFrom $74 ($5K)
KYCRequired before funding

⭐ Reputation & Reviews

What traders say
Trustpilot2.4 / 5
Reviews~50
Recent review themes: “lack of transparency”, refund and trade-tracking disputes, “untrustworthy”.
Heads up: IC Funded's public Trustpilot score is low (2.4). Read recent reviews in full and test with the smallest account before committing larger capital.

Top IC Funded Alternatives

FTMO

FTMO
Most established
The benchmark forex/CFD prop firm with a long payout record and strong reputation — a safer-feeling alternative if IC Funded's reviews concern you.

FundedNext

FundedNext
Reward-driven
Pays a share during the challenge and has high account caps. Larger, more reviewed community than IC Funded.

The5ers

The5ers
Low-drawdown
Instant-funding options and a low-drawdown program with a solid track record.

Funding Pips

Funding Pips
Low-cost
Budget 2-step challenges with transparent rules, popular with newer traders.

⚖️ Position Limits & Drawdown by Account

$25K Account

$25K — 2-Step Professional
Max daily drawdown$1,000 (4%)
Max overall drawdown$2,000 (8%)
TypeEquity-based
Phase targets10% then 5%
Why it matters: On 1-Step Accelerated the limits tighten to 3% daily / 6% overall — choose the program that matches your risk style.

$100K Account

$100K — 2-Step Professional
Max daily drawdown$4,000 (4%)
Max overall drawdown$8,000 (8%)
TypeEquity-based
Phase targets10% then 5%

$500K Account

$500K — 2-Step Professional
Max daily drawdown$20,000 (4%)
Max overall drawdown$40,000 (8%)
TypeEquity-based
Phase targets10% then 5%
Largest account size offered. Confirm the live assessment price before purchase.

📊 Consistency Rules by Mode

1-Step Accelerated

1-Step
Consistency rule45%
Profit target10%
Drawdown3% daily · 6% overall
Heads up: The 45% consistency rule means no single day may exceed 45% of your total profit — it blocks passing on one lucky spike.

2-Step — Phase 1

Phase 1
Consistency ruleNone stated
Profit target10%
Drawdown4% daily · 8% overall
Min days5 profitable

2-Step — Phase 2

Phase 2
Consistency ruleNone stated
Profit target5%
Drawdown4% daily · 8% overall

Funded Stage

Funded
Split80 / 20
Profit capNone
PayoutsBi-weekly
Why it matters: No consistency rule applies once funded, so you can scale winners freely — the constraint is the 45% rule on the 1-step path only.

💵 Commissions & Trading Costs

Challenge Fees

One-time assessment fee
$5K account$74
TypeOne-time (not subscription)
Larger sizesScale up to $500K
Why it matters: A one-time fee (vs a monthly subscription) means no recurring cost while you work through the evaluation at your own pace.

Spreads & Leverage

Execution
FX leverageUp to 1:50
Indices/metals1:20
Crypto1:2
PricingIC Markets-style raw/commission

Cost vs Peers

$5K entry, approx.
IC Funded$74
FTMO (€10K)~€89
Funding Pips ($5K)~$32
Approximate — confirm live. Cheaper entry doesn't offset payout-reliability concerns; weigh both.

🚫 Restricted Countries

Eligibility

IC Funded does not publish a single fixed restriction list on its homepage. Sanctioned jurisdictions are standard exclusions, and some US states may be restricted:
🇰🇵 North Korea🇮🇷 Iran🇸🇾 Syria🇨🇺 Cuba🇺🇸 USA (check)
Confirm your eligibility in IC Funded's Terms before purchasing.

🎥 Video Guides & Reviews

Watch: IC Funded Reviews

IC Funded Pros and Cons

✓ Pros
  • Up to 80% split with no profit cap
  • Bi-weekly payouts
  • Both 1-Step and 2-Step programs
  • Accounts up to $500K
  • One-time fee (from $74), not a subscription
  • Backed by the IC Markets ecosystem
✕ Cons
  • Low Trustpilot score (2.4) with transparency and refund complaints
  • Equity-based drawdown counts open-position losses in real time
  • 45% consistency rule on the 1-step path
  • Tighter leverage than some forex firms (FX up to 1:50)
  • Funded-stage reliability is disputed in recent reviews

IC Funded Pricing & Plans

One-time challenge fee, no recurring charges. Only the $5K price is published statically by IC Funded; larger tiers are shown in the checkout widget. Verified live from icfunded.com.

$5K
2-Step Professional
$74 ✓ verified
Get This Plan →
$10K
2-Step / 1-Step
At checkout
Get This Plan →
$25K
2-Step / 1-Step
At checkout
Get This Plan →
$50K
2-Step / 1-Step
At checkout
Get This Plan →
$100K
2-Step / 1-Step
At checkout
Get This Plan →
$200K
2-Step / 1-Step
At checkout
Get This Plan →
$500K
2-Step / 1-Step
At checkout
Get This Plan →

IC Funded vs FTMO vs Topstep

The three firms most traders weigh IC Funded against, on the metrics that decide whether you keep your funded account.

MetricIC FundedFTMOTopstep
Asset classForex & CFDsForex & CFDsCME futures
Entry price$5K from $74€89 (~$95) for $10K$49/mo for $50K
Profit split80%up to 90%90% after first $5K
Eval target10% / 5% (2-step)10% / 5%Profit goal by size
Max drawdown8–10% equity10% equityTrailing (EOD)
PayoutBi-weeklyBi-weekly / on-demandDaily eligible
Trustpilot2.4 / 54.8 / 54.5 / 5

FTMO and Topstep Trustpilot figures are widely published; IC Funded’s 2.4/5 is its live score (115 reviews, June 2026). Competitor prices change — verify before buying.

Why Choose IC Funded?

★ Trustpilot 2.4 · 115 reviews
$5K challenge from $74 · 80% split
Try IC Funded →
IC Funded
Forex & CFD prop firm · IC Markets engine
★ 2.4 / 5 · 115 reviews
Up to 80% split · $5K from $74
1-STEP & 2-STEP · NO TIME LIMIT
Try IC Funded →

Why Choose IC Funded?

Why traders pick IC Funded usually comes down to one thing: access to IC Markets’ institutional spreads at a low entry cost — a $5K 2-Step challenge for just $74, an 80% profit split and no profit cap, with news trading allowed and no time limit to pass. For traders already comfortable in the IC Markets ecosystem, that is a genuinely cheap way to test a funded model.

The honest trade-off: IC Funded’s Trustpilot sits at a “Poor” 2.4 / 5 across 115 reviews, with multiple traders reporting payout rejections (citing “copy trading” or “layering”) and risk-team delays — though others report smooth payouts and fast support. If a long, dispute-free payout record matters most to you, FTMO or The5ers carry stronger reputations. IC Funded suits cost-sensitive traders who trust IC Markets and trade strictly within the rules. Verify your country in the FAQ and confirm the current consistency requirement in your dashboard before buying.

Start Your IC Funded Challenge →

Frequently Asked Questions

IC Funded is a simulated-capital proprietary trading firm based in Saint Lucia that runs evaluations on IC Markets' infrastructure. It is not a regulated retail broker — accounts are demo/simulated. Its Trustpilot score is a “Poor” 2.4/5 across 115 reviews, with recurring payout-rejection complaints, so do your own due diligence before purchasing.
Funded traders keep a fixed 80% (80/20 split) with no profit cap. Your challenge fee is refunded after your third payout has been processed.
The $5K 2-Step Professional challenge is $74 as a one-time fee with no recurring charges. Larger account sizes ($10K–$500K) scale up and are priced in the checkout widget; IC Funded does not publish the full grid statically.
Seven sizes: $5K, $10K, $25K, $50K, $100K, $200K and $500K, available on both the 1-Step Accelerated and 2-Step Professional tracks.
2-Step: Step 1 needs 10% profit (4% max daily / 8% max overall drawdown); Step 2 needs 5% (5% daily / 10% overall). 1-Step: 10% profit with 3% daily / 6% overall drawdown and a 45% consistency rule. Drawdown is equity-based and minimum 3 trading days per step apply.
Payouts run on a bi-weekly cycle with no profit cap. Multiple Trustpilot reviewers report payout delays or rejections, so review the current terms before scaling.
Trading runs on IC Markets' institutional liquidity. Leverage is up to 1:50 on FX (2-Step), 1:20 on indices, metals and commodities, and 1:2 on crypto. News trading is allowed and “Flatten Friday” (no weekend holds) is required.
The most frequent Trustpilot complaints are payout rejections (often citing “copy trading” or “layering” without detailed evidence) and slow KYC / risk-team reviews. Positive reviews cite IC Markets spreads, account variety and fast support replies.
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