Trading Funds Review

Effective April 18, 2026: TradingFunds (founded 2022) merged into FTUK (founded 2021). The brand now operates under FTUK.

tradingfunds.com is being redirected to ftuk.com; new challenges are exclusively on FTUK going forward.

"Two of the industry's most trusted prop trading firms are merging to create the ultimate funded trading experience." — brand announcement.

The brand's explicit guarantee to existing customers (verbatim):

• Same account, same credentials
• Same rules, same profit split up to 90%
• Same payouts — pending payouts processed normally
• Same platforms: MetaTrader 5, TradeLocker, MatchTrader
• Same support team

New traders now enrol via FTUK. Headline offering:

• Instant funding up to $100K
• 60-minute payouts
• Pay After You Pass — $9 upfront
• No stop-loss or news restrictions
• Up to 80% profit share
• Scale to $6.4M in funded capital
• 24/7 human support

4.3 / 5 · 451 reviews (Claimed profile)

Strong 5-star concentration with a visible 1-star tail — normal for fee-based prop firms.

Reviews predate the merger — refer to the FTUK Trustpilot page for the post-merger experience.

4% to pass evaluation

One of the lowest profit targets in the prop industry (vs FTMO 10%, Topstep ~6%).

Funded stage: No target — trade for ongoing payouts.

Daily Drawdown: 5%

Trailing Drawdown: 6%

Why it matters: Trailing DD locks once you hit a new equity high — manage size carefully near the watermark.

Min trading days (Evaluation): 1 day

Max trading days: None — unlimited.

Funded stage: No minimum days, no maximum.

A 1-day minimum is among the most aggressive in the industry — pass in a single session if you have a strong edge.

Weekend holding: Allowed

News trading: Allowed

EAs: Allowed

Stop-loss requirement: None

Why it matters: Combined with no time limits, this is one of the most permissive rule-sets among major prop firms.

Start for $9 (Pay After You Pass model).

Activation fee on pass: $374

Total cost-to-fund: $383 if you pass.

Why it matters: Most prop firms charge $400-600 upfront — this defers >97% of the fee.

$5K · $10K · $25K · $50K · $100K

Scaling to $6.4M via FTUK's scale-up program after consistent profitable months.

Fee per size scales — check the FTUK pricing widget the day you buy.

60-minute average

FTUK markets a 60-minute payout processing time on funded accounts — among the fastest in the industry.

Frequency: Instant / on demand from the funded stage.

Legacy TradingFunds accounts: Up to 90% retained (per merger guarantee).

New FTUK accounts: Up to 80%.

Confirm your specific account's split inside the dashboard before scaling position size.

Choose between 3 platforms at challenge purchase:

• MetaTrader 5 — industry standard for forex/CFD (Note: not available for US traders per brand)
• TradeLocker — modern web-based platform
• MatchTrader — clean UI, popular with newer prop firms
• FTUK XT — being added under the merged brand

MetaTrader 5 is not available for US traders (brand disclaimer). US traders must use TradeLocker or MatchTrader.

All accounts are demo (simulated) — verify with brand support for jurisdiction-specific terms.

Per the brand announcement (verbatim):

• Now: MT5, TradeLocker, MatchTrader — plus FTUK XT
• April 15, 2026: tradingfunds.com redirects to ftuk.com
• April 15 onwards: New challenges available exclusively on FTUK
• Ongoing: Existing TradingFunds accounts remain fully active