FTUK vs Audacity Capital: The Ultimate 2026 Comparison
FTUK and Audacity Capital are two established UK-linked forex prop firms. FTUK specialises in instant funding with weekly payouts; Audacity Capital brings a long track record and static-drawdown evaluation options. Here is the 2026 breakdown.
FTUK
Audacity Capital
FTUK vs Audacity Capital: 2026 at a glance
| Feature | FTUK | Audacity Capital |
|---|---|---|
| Type / Founded | Forex/CFD prop, 2021 / UK | Forex/CFD prop, 2012 / London |
| Evaluation models | Instant funding + 1-step | 2-step (Ability), 1-step (Ability One), Instant (FTP) |
| Account sizes | $14k-$90k (instant); scale to $4.8M | $5k-$240k; scale to $2M |
| Cheapest entry | Instant from $119 ($14k) | From $49 ($5k) |
| Max overall drawdown | 6% trailing (instant); 5% daily | Static (Ability/One); 5% trailing (FTP) |
| Profit split | 80% to 90% | 50% to 90% (by program) |
| Payout | Weekly | Every 14 days |
| Platforms | TradeLocker, DXtrade, Match-Trader | MT5, DXtrade |
| Strategy freedom | News trading + EAs allowed | EAs allowed |
| Best for | Instant funding + weekly payouts | Established firm + static-drawdown challenge |
FTUK: instant funding and weekly payouts
FTUK is best known for instant funding: accounts from $14k to $90k activate within minutes of purchase (fees $119-$1,499), with no profit target and no minimum or maximum trading days. Drawdown is a 5% daily limit and a 6% trailing maximum. Profit split starts at 80% and scales to 90%.
Payouts are weekly (faster than the typical bi-weekly), news trading is fully permitted, and EAs and copy trading are allowed on all accounts. Platforms are TradeLocker, DXtrade and Match-Trader, with scaling up to $4.8M.
Pros
- Instant funding (skip the challenge) plus a 1-step route
- Weekly payouts (faster than typical bi-weekly)
- News trading and EAs allowed on all accounts
- High scaling ceiling (up to $4.8M)
Cons
- 6% trailing drawdown on instant accounts
- Higher upfront fees for instant funding ($119-$1,499)
- No MT4/MT5 (TradeLocker, DXtrade, Match-Trader only)
- 5% daily drawdown is relatively tight
Best for: Traders who want immediate funding with weekly payouts and strategy freedom (news and EAs).
Visit FTUK →Audacity Capital: a long-established prop firm
Audacity Capital has operated since 2012, a rare long track record in this space. It offers three programs: the Ability Challenge (2-step, static drawdown, 75%-90% split), Ability One (1-step, static 3% daily / 6% absolute) and the FTP Funded Trader Program (instant, 5% trailing daily, 50%-80% split). Fees run $49-$1,499 across $5k-$240k accounts, scaling to $2M.
Payouts are every 14 days (2-4 days to process). Platforms are MT5 and DXtrade (MT4 was removed), and EAs are allowed.
Pros
- Established since 2012 (long track record)
- Static drawdown on Ability Challenge and Ability One
- Up to 90% split (Ability Challenge)
- Low $49 entry and scaling to $2M
Cons
- FTP instant uses trailing drawdown and a 50% starting split
- Only MT5 and DXtrade (MT4 removed, no cTrader)
- 14-day payouts (slower than FTUK weekly)
- Profit split varies confusingly by program
Best for: Traders who want an established firm with static-drawdown challenges and a low entry.
Visit Audacity Capital →Head-to-head: the key differences
Two established firms with different funding philosophies. Here is the split.
Funding model
FTUK centres on instant funding (skip the challenge) plus a 1-step; Audacity leans on a 2-step Ability Challenge (with a 1-step Ability One and an instant FTP). Want to skip evaluation entirely? FTUK. Prefer a static-drawdown evaluation? Audacity.
Drawdown
Audacity Ability Challenge and Ability One use static drawdown (trader-friendly), while its FTP instant and FTUK instant accounts use trailing drawdown. For static rules, Audacity challenge path wins.
Payouts
FTUK pays weekly; Audacity every 14 days. Faster-payout seekers favour FTUK.
Track record & platforms
Audacity has operated since 2012 (a rare long track record) on MT5 and DXtrade; FTUK (since 2021) uses TradeLocker, DXtrade and Match-Trader. Neither offers MT4 currently; only Audacity offers MT5.
Final verdict
Choose FTUK for instant funding, weekly payouts and strategy freedom (news and EAs). Choose Audacity Capital for a long-established firm, static-drawdown challenge options, MT5 support and a low $49 entry.
Both trade on simulated capital; match the funding model and drawdown type to your trading style before buying.
Frequently asked questions
Which offers instant funding?
FTUK specialises in instant funding (no challenge), with fees from $119. Audacity offers instant funding via its FTP program alongside evaluations.
What drawdown do they use?
Audacity Ability Challenge and Ability One use static drawdown; FTUK instant accounts and Audacity FTP use trailing drawdown (FTUK is 6% trailing with a 5% daily limit).
Which has faster payouts?
FTUK pays weekly; Audacity Capital pays every 14 days.
What is the profit split?
FTUK runs 80% to 90%. Audacity ranges 50% to 90% depending on program (Ability Challenge up to 90%, FTP from 50%).
Which firm is more established?
Audacity Capital, operating since 2012, versus FTUK since around 2021. Audacity offers MT5 and DXtrade; FTUK offers TradeLocker, DXtrade and Match-Trader.